Revaluation AU Lit extra 100/month cashback

[drsel]

AU Lit just added an extra 2% cashback of max 100 on 5000 spend per 30 days (online & offline, almost all spends)
Charge 11.80 for 90 days (get max 300 cashback in 90 days)

This is in addition to the existing 5% cashback of max 500 on 10000 spend per 30 days (online & offline, almost all spends)
Charge 353 for 90 days (get max 1500 cashback in 90 days)

This is in addition to the existing 5% cashback of max 1000 on 20000 spend per 30 days (online & offline apparel MCC codes)
Charge 235 for 90 days (get max 3000 cashback in 90 days)

This is in addition to the existing 5% cashback of max 1000 on 20000 spend per 30 days (online & offline grocery MCC codes)
Charge 353 for 90 days (get max 3000 cashback in 90 days)

Combined cashback % and total cashback--
7% or 350 on all 5000 spends per 30 days (4.57% after charges 353+11.80)

6% or 600 on all 10000 spends per 30 days
(4.78% after charges 353+11.80)

12% or 600 on 5000 spends on online/offline grocery or apparel spends per 30 days
(7.21% after charges 353+11.80+353)

11% or 1100 on 10000 spend on online/offline grocery or apparel spends per 30 days
(8.60% after charges 353+11.80+353)

8% or 1600 on 20000 spend on online/offline grocery or apparel spends per 30 days
(6.80% after charges 353+11.80+353)

This is in addition to the existing 2% return on points (online) Charge 353 for 90 days.
This is in addition to the existing 2% return on points (offline) Charge 353 for 90 days.
Pay for 2% points ONLY if you are definitely going to spend min. 18000 in 3 months online or offline.
Amazon pay vouchers are the best redemption for points.

AU Lit compares well with --
SBI Cashback 5% online, max 5000 on 1 lac per month
Axis cashback 2.00--5.65% online, max 4000 on 70714 per month

AU Lit periodically adds 49, 99, 149 or 199 in your AU wallet to partly fund these charges of 353, 11.80, etc. (GST is not funded)
AU Lit has the highest return of all AU cards, even the top end expensive cards

 

[navdeep22]

I think it's 2% return now instead of 2.5% , checked all vouchers are available for 5:1 conversation so for 10 points will be equivalent to 2₹

 

[navdeep22]

Also this .

N

Devaluation Thread 'AU bank credit cards limitation on utility and fuels spends, terms applicable from 15th august!!! Taking our freedom on independence day?'

Jul 18, 2024

Au bank is going to charge extra if utility spends or fuels spends crosses 50k (value depends on limit of card) in a month. Also annual percantage rate is 45% now
PDF link https://www.aubank.in/fuel-utility-APR-Fuel-Utility-APR-change.pdf

PS: looks like every bank is capping utility spends
PPS: they are giving us indepedence or taking our freedom on 15th August?

• navdeep22
• au bank aubank credit credit card devaluation fuel snapay surcharge utility
• Replies: 11
• Forum: AU Bank Credit Card

• 

 

[sudoabhi]

AU Lit just added an extra 2% cashback of max 100 on 5000 spend per 30 days (online & offline, almost all spends)
Charge 11.80 for 90 days (get max 300 cashback in 90 days)

This is in addition to the existing 5% cashback of max 500 on 10000 spend per 30 days (online & offline, almost all spends)
Charge 353 for 90 days (get max 1500 cashback in 90 days)

This is in addition to the existing 5% cashback of max 1000 on 20000 spend per 30 days (online & offline apparel MCC codes)
Charge 235 for 90 days (get max 3000 cashback in 90 days)

This is in addition to the existing 5% cashback of max 1000 on 20000 spend per 30 days (online & offline grocery MCC codes)
Charge 353 for 90 days (get max 3000 cashback in 90 days)

Combined cashback % and total cashback (ignoring charges)--
7% or 350 on all 5000 spends per 30 days
6% or 600 on all 10000 spends per 30 days
12% or 600 on 5000 spends on online/offline grocery or apparel spends per 30 days
11% or 1100 on 10000 spend on online/offline grocery or apparel spends per 30 days
8% or 1600 on 20000 spend on online/offline grocery or apparel spends per 30 days

This is in addition to the existing 2% return on points (online) Charge 353 for 90 days.
This is in addition to the existing 2% return on points (offline) Charge 353 for 90 days
Amazon pay vouchers are the best redemption for points.

AU Lit compares well with --
SBI Cashback 5% online, max 5000 on 1 lac per month
Axis cashback 2.00--5.65% online, max 4000 on 70714 per month

AU Lit periodically adds 99, 149 or 199 in your AU wallet to partly fund these charges of 353, 11.80, etc. (GST is not funded)
AU Lit has the highest return of all AU cards, even the top end expensive cards

I get a headache while managing the LIT features. I even made an excel to track but ahhh!!
Something of this sort...Tracking the features, spends, validity, etc.

How do you manage? Any suggestions?

 

[navdeep22]

I get a headache while managing the LIT features. I even made an excel to track but ahhh!!
Something of this sort...Tracking the features, spends, validity, etc.
View attachment 61674
How do you manage? Any suggestions?

lol, its already there in app bro. click on credit card and then manage feature. and Done

 

[navdeep22]

Also this .

N

Devaluation Thread 'AU bank credit cards limitation on utility and fuels spends, terms applicable from 15th august!!! Taking our freedom on independence day?'

Jul 18, 2024

Au bank is going to charge extra if utility spends or fuels spends crosses 50k (value depends on limit of card) in a month. Also annual percantage rate is 45% now
PDF link https://www.aubank.in/fuel-utility-APR-Fuel-Utility-APR-change.pdf

PS: looks like every bank is capping utility spends
PPS: they are giving us indepedence or taking our freedom on 15th August?

• navdeep22
• au bank aubank credit credit card devaluation fuel snapay surcharge utility
• Replies: 11
• Forum: AU Bank Credit Card

• 

@drsel @sudoabhi mera post bhi koi like krdo bhai, inforamative hai wo bhi

 

[sudoabhi]

@drsel @sudoabhi mera post bhi koi like krdo bhai, inforamative hai wo bhi

 

[Credit raja]

Iam using this....Its Best...

This is in addition to the existing 5% cashback of max 500 on 10000 spend per 30 days (online & offline, almost all spends)
Charge 353 for 90 days (get max 1500 cashback in 90 days)

6% or 600 on all 10000 spends per 30 days
(4.78% after charges 353+11.80)

Maximise using CASHKARO https://cashk.app.link/OCSMV3YPlLb

 

[vine]

Frankly all these add-ons and recharges are a bit confusing andt intimidating.
Is there an excel spreadsheet table or any simpler way to understand all these.

 

[navdeep22]

Frankly all these add-ons and recharges are a bit confusing andt intimidating.
Is there an excel spreadsheet table or any simpler way to understand all these.

app se smj nahi aa rha kya?

i have posted in detail in 10% ajio off on gold thread

 

[vine]

app se smj nahi aa rha kya?

i have posted in detail in 10% ajio off on gold thread

Thanks , I will check that thread.
I didn't apply for AU LIT card because I found them confusing

 

[navdeep22]

Thanks , I will check that thread.
I didn't apply for AU LIT card because I found them confusing

it is free only, you can have the card, it will be easy for you to understand once you have it

 

[ujjwal2024]

AU LIT is really good card but little bit managemnt and planning is required to get maximum out of it

 

[dhruvks]

They keep adding money into wallet(49,99,149,199,249) . I usually activate features using that only.

 

[ujjwal2024]

They keep adding money into wallet(49,99,149,199,249) . I usually activate features using that only.

but timimg do not match always....

 

[dhruvks]

but timing do not match always....

Yeah, It's random. sometimes it matches....

 

[drsel]

They keep adding money into wallet(49,99,149,199,249) . I usually activate features using that only.

I got maximum only 149.
How does one get higher amount

 

[JimCarrey]

I got maximum only 149.
How does one get higher amount

No logic I think. 249 is the max they give. But remember that gst has to be born by you, so don't turn on anything which you are not going to use.

 

[ujjwal2024]

I got maximum only 149.
How does one get higher amount

I got 249 few days back

 

[dhruvks]

I got 249 few days back

Same here . I got 249 on Aug 3rd