AU Small Finance Bank Launched It's First Lifetime Free Credit Card Today (22 June, 2022), LIT (Live It Today) Credit Card.
It's a lifetime free credit card, you can customise it's benefits according to your needs just by paying for selected features.
Apply For This Credit Card: https://bitli.in/hDWE51i
Card Features-
Domestic Airport Lounge Access - Upto 4 Per Quarter (Chargeable & Customisable)
You are eligible for 3 Months of Free Membership of:
• ZEE5
• Amazon Prime
• Cult.fit
* All memberships will be subject to spends condition, which will be specified throughout the membership selection process.
Reward System-
Earn 1 reward point for every rs. 100 spent (Core Reward Rate)
You Can Pay & Opt For 10X/5X Accelerated Reward Points Category (Chargeable Feature)
• 10X or 5X Reward Points on all online domestic & international retail transactions
• 10X or 5X Reward Points on all POS & Contactless offline domestic & international transactions
* 10X RP On All Online Transactions Feature Cost - Rs. 299+GST For 90 Days
* 5X RP On All Online Transactions Feature Cost - Rs. 199+GST For 90 Days
Additional 5% Cashback (Chargeable Feature)
• Earn 5% cashback 3 times over a 90 days’ period.
• 5% cashback for retail spends in addition to 1 Reward Point per INR 100 spent.
• Minimum retail spends of INR 7,500 & max. cashback of INR 500 over a 30 day period.
Additional 2% Cashback (Chargeable Feature)
• Earn 2% cashback 3 times over a 90 days’ period.
• 2% cashback for retail spends in addition to 1 Reward Point per INR 100 spent.
• Minimum retail spends of INR 10,000 & max. cashback of INR 1,000 over a 30 days period.
- Cashback will be adjusted against outstanding dues on the Credit Card.
- Fuel, rent, insurance and cash withdrawal transactions will not be considered for Cashback and milestone calculation.
Additional 5% cashback for travel, dining and grocery expenses in addition to 1 Reward Point per INR 100 spent.
• Max. cashback of INR 1,000 in each 30 days' period.
Opinion- It's a very good idea to offer customisable credit card, but this card going to charge you for basic features. I can't say its a good credit card.
Stay Away!
It's a lifetime free credit card, you can customise it's benefits according to your needs just by paying for selected features.

Apply For This Credit Card: https://bitli.in/hDWE51i
Card Features-
Domestic Airport Lounge Access - Upto 4 Per Quarter (Chargeable & Customisable)
You are eligible for 3 Months of Free Membership of:
• ZEE5
• Amazon Prime
• Cult.fit
* All memberships will be subject to spends condition, which will be specified throughout the membership selection process.
Reward System-
Earn 1 reward point for every rs. 100 spent (Core Reward Rate)
You Can Pay & Opt For 10X/5X Accelerated Reward Points Category (Chargeable Feature)
• 10X or 5X Reward Points on all online domestic & international retail transactions
• 10X or 5X Reward Points on all POS & Contactless offline domestic & international transactions
* 10X RP On All Online Transactions Feature Cost - Rs. 299+GST For 90 Days
* 5X RP On All Online Transactions Feature Cost - Rs. 199+GST For 90 Days
Additional 5% Cashback (Chargeable Feature)
• Earn 5% cashback 3 times over a 90 days’ period.
• 5% cashback for retail spends in addition to 1 Reward Point per INR 100 spent.
• Minimum retail spends of INR 7,500 & max. cashback of INR 500 over a 30 day period.
Additional 2% Cashback (Chargeable Feature)
• Earn 2% cashback 3 times over a 90 days’ period.
• 2% cashback for retail spends in addition to 1 Reward Point per INR 100 spent.
• Minimum retail spends of INR 10,000 & max. cashback of INR 1,000 over a 30 days period.
- Cashback will be adjusted against outstanding dues on the Credit Card.
- Fuel, rent, insurance and cash withdrawal transactions will not be considered for Cashback and milestone calculation.
Additional 5% cashback for travel, dining and grocery expenses in addition to 1 Reward Point per INR 100 spent.
• Max. cashback of INR 1,000 in each 30 days' period.
Opinion- It's a very good idea to offer customisable credit card, but this card going to charge you for basic features. I can't say its a good credit card.
Stay Away!