I’m contemplating why I should have the highest limit for a card I won’t be using. For instance, if I opt for the 420K card, I could potentially get 420K or more, but I won’t actually use it unless those cards are listed on sale. Additionally, if they reduce the limit in the future as I'm not using their card, I would feel disappointed. Therefore, I’m leaning toward not proceeding with a high limit. What would you suggest?