AU Zenith Credit Card Reward Redemption

[PawanVijay]

AU Zenith card has the worst redemption proposition. They offer value of 1RP @ 0.20 Rs, but in the voucher catalogue there is no option for Amazon or Flipkart vouchers.
Can anyone suggest how can we get the max value of reward points on the zenith card.

 

[Anupama_Jha]

On top of that there's a reward redemption fee also, I assume.

 

[maheshspanicker]

AU does have Amazon and Flipkart option usually, may have run out of stock. They don't show up at first, will have to search for it... Very often, its the rs 5000 voucher that is available and stocked up.
However, vouchers do not give you best value for rewards. Use it for travel booking. The convenience charges are also lower than other common portals. Travel booking gives you 0.25 value for point. When I used it recently, I even got a better rate than EMT/Yatra/MMT for my flight.
I haven't tested it, but I think recharges also give you Rs. 0.25 value...

 

[PawanVijay]

On top of that there's a reward redemption fee also, I assume.

Yes, 99+GST for each redemption transaction.

 

[PawanVijay]

AU does have Amazon and Flipkart option usually, may have run out of stock. They don't show up at first, will have to search for it... Very often, its the rs 5000 voucher that is available and stocked up.
However, vouchers do not give you best value for rewards. Use it for travel booking. The convenience charges are also lower than other common portals. Travel booking gives you 0.25 value for point. When I used it recently, I even got a better rate than EMT/Yatra/MMT for my flight.
I haven't tested it, but I think recharges also give you Rs. 0.25 value...

I'm tracking for last 2 months. Earlier it used to come, but now it's not there. Will check for travel booking though. Thanks

 

[maheshspanicker]

I'm tracking for last 2 months. Earlier it used to come, but now it's not there. Will check for travel booking though. Thanks

It most certainly was available last month. Could find both Flipkart and Amazon. Amazon was available only in Rs. 5000.

 

[gowthamv]

Can AU Zenith card be considered for POS swiping transactions outside India?

I don’t have any zero forex cards..

Zenith offers 10 points per 100rs for international transactions.

Forex markup is 1.99% + GST.

Whether, the AU Zenith card is better for International usage ?

 

[VHARIA]

Wether, the AU Zenith card is better for International usage ?

Yes, it's good for forex but before doing that just check what you want to redeem points for

 

[gowthamv]

Yes, it's good for forex but before doing that just check what you want to redeem points for

I guess Mobile recharge would be the most valuable redemption as it gives 0.25rs value.

also, what is the net profit/loss percentage if we use the card for international transactions?

 

[Rdspam]

Not sure if this still works but you can ask them to upgrade zenith to zenith plus. Your points will transfer at 4 zenith points = 1 zenith plus point. After this you can redeem zenith plus points at 1:1 for vouchers as well.

This trick helps you essentially get 0.25 value of Zenith points instead of 0.20.

 

[spatone]

Not sure if this still works but you can ask them to upgrade zenith to zenith plus. Your points will transfer at 4 zenith points = 1 zenith plus point. After this you can redeem zenith plus points at 1:1 for vouchers as well.

This trick helps you essentially get 0.25 value of Zenith points instead of 0.20.

Have they been doing this for LTF cards as well?

 

[Rdspam]

Have they been doing this for LTF cards as well?

Yes. Zenith Plus will be paid regardless of your previous card being paid or ltf

 

[spatone]

Yes. Zenith Plus will be paid regardless of your previous card being paid or ltf

Then I am stuck with a supposed premium offering from AU which is worse than AU Ixigo.

 

[maheshspanicker]

Then I am stuck with a supposed premium offering from AU which is worse than AU Ixigo.

Zenith isn't too bad an option when it comes LTF. 5 % on dining out, 2.5 on online and offline grocery as well as Swiggy Zomato orders, 1.25 on most other transactions. I'd say probably better in terms of rewards than most things from the staples of the likes of SBI/Yes and until very recently, ICICI.

 

[Rdspam]

Then I am stuck with a supposed premium offering from AU which is worse than AU Ixigo.

Which card do you have? Both Zenith and Zenith Plus are good cards. If your company is in their list of partner mnc then you can ask for ltf Zenith.

 

[spatone]

Zenith isn't too bad an option when it comes LTF. 5 % on dining out, 2.5 on online and offline grocery as well as Swiggy Zomato orders, 1.25 on most other transactions. I'd say probably better in terms of rewards than most things from the staples of the likes of SBI/Yes and until very recently, ICICI.

True. But with other LTF cards with most CCGeeks the 5% on dining out is the only useworthy case.

 

[spatone]

Which card do you have? Both Zenith and Zenith Plus are good cards. If your company is in their list of partner mnc then you can ask for ltf Zenith.

Zenith LTF from before Zenith plus was launched.

 

[asyd]

AU does have Amazon and Flipkart option usually, may have run out of stock. They don't show up at first, will have to search for it... Very often, its the rs 5000 voucher that is available and stocked up.
However, vouchers do not give you best value for rewards. Use it for travel booking. The convenience charges are also lower than other common portals. Travel booking gives you 0.25 value for point. When I used it recently, I even got a better rate than EMT/Yatra/MMT for my flight.
I haven't tested it, but I think recharges also give you Rs. 0.25 value...

99+GST Redemption fee is not applicable for recharges or travel bookings?

 

[techno123]

My rewards points expire any way to get them back tried customer service but they denied. Help ?

 

[Sudip]

99+GST Redemption fee is not applicable for recharges or travel bookings?

It's applicable, just recharged.

Also, Flipkart voucher is available today (checked few minutes back)