bing1309
TF Premier
Dear members.
It's such a shame that idfc adds rent surcharge for almost any high level transactions for a forex spend and there classification in forex for reward rates are much worse in 1x 3x 5x 10x keep in mind if the card is such premium also (which they call themselves) for an forex spends they charge rent surcharge flat 249 plus gst. where gst is 44rs extra is a big mess where idfc has gone into. And on top of that all hotel etc are into real-estate mcc categories and you can't get any rewards in high level transactions it's a joke how idfc has classified there card and the refund to get is a big pain process with long waiting que in mailing, (no one will have patience to check statement everytime and collect all bills etc. in axis card get blocked in idfc you get rent surcharge as penalty charges) and only refund happens if valid submission from tickets email etc to be attached. and in case in pos machine you swiped in which you cannot prove and you end up in soup. It's highly recommended that to avoid idfc mayura if you are into forex spends.
If you get your joining fees and inaugural offer where card becomes free take it or else just avoid it's worse than fintech cards.
What a joker card. Idfc if you have seen this remove rent surcharge etc for forex spends. in what consciousness you are adding rent surcharge in foreign/forex transactions i don't understand and how the hell would one know when spending and it's ethically not correct to charge rent surcharge in any forex transactions.
It's such a shame that idfc adds rent surcharge for almost any high level transactions for a forex spend and there classification in forex for reward rates are much worse in 1x 3x 5x 10x keep in mind if the card is such premium also (which they call themselves) for an forex spends they charge rent surcharge flat 249 plus gst. where gst is 44rs extra is a big mess where idfc has gone into. And on top of that all hotel etc are into real-estate mcc categories and you can't get any rewards in high level transactions it's a joke how idfc has classified there card and the refund to get is a big pain process with long waiting que in mailing, (no one will have patience to check statement everytime and collect all bills etc. in axis card get blocked in idfc you get rent surcharge as penalty charges) and only refund happens if valid submission from tickets email etc to be attached. and in case in pos machine you swiped in which you cannot prove and you end up in soup. It's highly recommended that to avoid idfc mayura if you are into forex spends.
If you get your joining fees and inaugural offer where card becomes free take it or else just avoid it's worse than fintech cards.
What a joker card. Idfc if you have seen this remove rent surcharge etc for forex spends. in what consciousness you are adding rent surcharge in foreign/forex transactions i don't understand and how the hell would one know when spending and it's ethically not correct to charge rent surcharge in any forex transactions.
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