Axis Ace vs Airtel Axis?

[Hisoka]

Hey
I've Axis Ace currently, but as much as the hype is built around it. It doesn't give as much cashback in practical as most of us use credit card for online transactions. 5% Gpay also doesn't give more than 100-150 per month.

Is Airtel Axis better than Ace? It certainly gives 10% statement credit on all utility bills and Zomato/Swiggy. And 25% on Airtel mobile and Wifi.

Or can my Axis Ace be converted LTF? If i call customer care and tell that please convert my Ace into LTF or I'm closing it will it work?

 

[Rahul92]

I don't think they will budge on doing ACE LTF.

They will close it for sure

 

[jeat001]

If you ask them to close the card they will probably convince you to retain the card membership in return they will provide 2000 edge rewards point. In that case your annual charge will recover.
I did the same in the past and received 2000 rewards point.

 

[LordPSN]

Hey
I've Axis Ace currently, but as much as the hype is built around it. It doesn't give as much cashback in practical as most of us use credit card for online transactions. 5% Gpay also doesn't give more than 100-150 per month.

Is Airtel Axis better than Ace? It certainly gives 10% statement credit on all utility bills and Zomato/Swiggy. And 25% on Airtel mobile and Wifi.

Or can my Axis Ace be converted LTF? If i call customer care and tell that please convert my Ace into LTF or I'm closing it will it work?

You still using Ace?

 

[helloworld]

You still using Ace?

close it. unless you have spends

- Offline atleast 60k spends a year
- Particularly except grocery, depratmental, movie, fuel categories (better cards available for these categories)
- Note: Jewelry, insurance etc. already excluded in card feature

 

[Swastik_p]

Airtel Axis is much better, 10 percent on utility bills is huge
Pay 3000Rs utility bill and get 300 statement credit
Do Recharge of airtel number of 1200 and get 300 Statement Credit its 25 percent
Get 10 percent upto 600 on swiggy, zomato, bigbasket upto 600
what else you need?
Can easily recover annual fees in 1-2 months

 

[helloworld]

Airtel Axis is much better, 10 percent on utility bills is huge
Pay 3000Rs utility bill and get 300 statement credit
Do Recharge of airtel number of 1200 and get 300 Statement Credit its 25 percent
Get 10 percent upto 600 on swiggy, zomato, bigbasket upto 600
what else you need?
Can easily recover annual fees in 1-2 months

3000x12 = 36000 ~3600
1200x12 = 14400 ~3600
5000x12 = 60000 ~6000

1,10,400 ~13,200

590 annual fee.

Overall return % 11.5

Note: Possible only if we achieve full limits every month. Anything less reduces reward %. Do not assume we're getting 25%, 10% on monthly basis but assume on overall relationship period.

Still good card compared to Ace.

 

[Swastik_p]

3000x12 = 36000 ~3600
1200x12 = 14400 ~3600
5000x12 = 60000 ~6000

1,10,400 ~13,200

590 annual fee.

Overall return % 11.5

Note: Possible only if we achieve full limits every month. Anything less reduces reward %. Do not assume we're getting 25%, 10% on monthly basis but assume on overall basis.

Still good card compared to Ace.

Just half the cashback like 6-7k still good compared to annual fee

 

[VISION]

check weather your utility bill payment is present in airtel-thanks/gpay apps first . Because andhra & telangana electricity payment is not available in airtel thanks likewise so check availability and apply. don't regret like my friend after applying

 

[Swastik_p]

check weather your utility bill payment is present in airtel-thanks/gpay apps first . Because andhra & telangana electricity payment is not available in airtel thanks likewise so check availability and apply.

didn't knew, thanks

 

[Hisoka]

You still using Ace?

I closed it long back, using Airtel axis now