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Axis Credit Card Axis approved wrong credit card!

Hi everyone, been active here since a few months but never posted. Yes, this is my first post and I am here to ask for some help or advise you could say, with my current scenario. My apologies if this post isn't where it is supposed to be since its my first time.

Hi, everyone. I had applied for the Airtel Axis credit card on 10 september through the Airtel Axis app. I faced some issues during the application process, i.e. midway through the vkyc process the call with agent disconnected owing to some network issues probably. I got no more updates on it whatsoever afterwards and 2 days later I received a text and mail from axis stating that my axis cc application is rejected due to a duplicate request.

Following that, I mailed Axis Nodal officer with all the details. Exactly, 9 days later I got mail from Axis stating that axis cc application is approved early in the morning. I was elated to see this but when i logged into axis website I saw that Flipkart Axis has been approved and was showing there instead of Airtel. Just fyi, I had applied for the Flipkart axis back in june but that was clearly rejected and I still have rejection mail.

Now, on that same day (22 sep) i mailed Nodal officer again with all these details and everything. Today (24 sep) i got mail from axis that my flipkart axis credit card is out for delivery. Based on last interaction with Nodal Officer, I dont think i am getting any reply before my card arrives.

Then, on 26th I received the package through bluedart and its now lying in a corner of my house. I haven't activated it or opened the package. My first priority is to get the Airtel card which I originally applied for directly in return of this card. Secondly, I do not want this card at all since I already have HDFC Swiggy and SBI Cashback. The 600rs fees with this card will totally go to waste and I do not wish to do that. No reply from Nodal Officer so far on the mail i sent on 22nd and when I followed up on it on 26th with another mail they said they need 3 more days.

Also, just for the sake of it, Axis has always rejected my applications whenever I applied for any of their cards stating that there has been a duplicate application request and thus they cant proceed. This is when, I never made any duplicate applications.
 
Hi everyone, been active here since a few months but never posted. Yes, this is my first post and I am here to ask for some help or advise you could say, with my current scenario. My apologies if this post isn't where it is supposed to be since its my first time.

Hi, everyone. I had applied for the Airtel Axis credit card on 10 september through the Airtel Axis app. I faced some issues during the application process, i.e. midway through the vkyc process the call with agent disconnected owing to some network issues probably. I got no more updates on it whatsoever afterwards and 2 days later I received a text and mail from axis stating that my axis cc application is rejected due to a duplicate request.

Following that, I mailed Axis Nodal officer with all the details. Exactly, 9 days later I got mail from Axis stating that axis cc application is approved early in the morning. I was elated to see this but when i logged into axis website I saw that Flipkart Axis has been approved and was showing there instead of Airtel. Just fyi, I had applied for the Flipkart axis back in june but that was clearly rejected and I still have rejection mail.

Now, on that same day (22 sep) i mailed Nodal officer again with all these details and everything. Today (24 sep) i got mail from axis that my flipkart axis credit card is out for delivery. Based on last interaction with Nodal Officer, I dont think i am getting any reply before my card arrives.

Then, on 26th I received the package through bluedart and its now lying in a corner of my house. I haven't activated it or opened the package. My first priority is to get the Airtel card which I originally applied for directly in return of this card. Secondly, I do not want this card at all since I already have HDFC Swiggy and SBI Cashback. The 600rs fees with this card will totally go to waste and I do not wish to do that. No reply from Nodal Officer so far on the mail i sent on 22nd and when I followed up on it on 26th with another mail they said they need 3 more days.

Also, just for the sake of it, Axis has always rejected my applications whenever I applied for any of their cards stating that there has been a duplicate application request and thus they cant proceed. This is when, I never made any duplicate applications.
Bro if axis rejects your applications then i suggest you to activate Flipkart axis card if limit is good & later you can eaisly get Airtel axis card without applying or cibil hit. You can do it self via axis app or via calling customer care.
 
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Bro if axis rejects your applications then i suggest you to activate Flipkart axis card if limit is good & later you can eaisly get Airtel axis card without applying or cibil hit. You can do it self via axis app or via calling customer care.
Yes
Start using fk axis and within 2/3 Months you are open to apply many more axis cards which will be pre-approved
Do remember use the card regularly in first 2/3 months and never default on payment
 
  • Like
Reactions: SSV
Hi everyone, been active here since a few months but never posted. Yes, this is my first post and I am here to ask for some help or advise you could say, with my current scenario. My apologies if this post isn't where it is supposed to be since its my first time.

Hi, everyone. I had applied for the Airtel Axis credit card on 10 september through the Airtel Axis app. I faced some issues during the application process, i.e. midway through the vkyc process the call with agent disconnected owing to some network issues probably. I got no more updates on it whatsoever afterwards and 2 days later I received a text and mail from axis stating that my axis cc application is rejected due to a duplicate request.

Following that, I mailed Axis Nodal officer with all the details. Exactly, 9 days later I got mail from Axis stating that axis cc application is approved early in the morning. I was elated to see this but when i logged into axis website I saw that Flipkart Axis has been approved and was showing there instead of Airtel. Just fyi, I had applied for the Flipkart axis back in june but that was clearly rejected and I still have rejection mail.

Now, on that same day (22 sep) i mailed Nodal officer again with all these details and everything. Today (24 sep) i got mail from axis that my flipkart axis credit card is out for delivery. Based on last interaction with Nodal Officer, I dont think i am getting any reply before my card arrives.

Then, on 26th I received the package through bluedart and its now lying in a corner of my house. I haven't activated it or opened the package. My first priority is to get the Airtel card which I originally applied for directly in return of this card. Secondly, I do not want this card at all since I already have HDFC Swiggy and SBI Cashback. The 600rs fees with this card will totally go to waste and I do not wish to do that. No reply from Nodal Officer so far on the mail i sent on 22nd and when I followed up on it on 26th with another mail they said they need 3 more days.

Also, just for the sake of it, Axis has always rejected my applications whenever I applied for any of their cards stating that there has been a duplicate application request and thus they cant proceed. This is when, I never made any duplicate applications.
Since you are suffering from TAS with 🪓 for a long time, consistently and getting rejected, take FK card and get your airtel card /any other preferred card as a pre approved card in the coming 3 to 6 months then close your FK card before renewal..

**TAS = Twin Application Syndrome !!😉
 
Last edited:
Since your FK 🪓is got approved wait till your 3rd statement is generated after that you will get the option to apply for airtel Axis within Axis Bank app itself.

DO NOT APPLY for any Axis Bank CC before the generation of 3rd Statement.
 
Yes
Start using fk axis and within 2/3 Months you are open to apply many more axis cards which will be pre-approved
Do remember use the card regularly in first 2/3 months and never default on payment
i wont default but i dont have any use case for that card
 
Bro if axis rejects your applications then i suggest you to activate Flipkart axis card if limit is good & later you can eaisly get Airtel axis card without applying or cibil hit. You can do it self via axis app or via calling customer care.
the limit is 27k while sbi limit is 2L lol.. but sbi already covers all use cases of fkart axis.. so stuck in a dilemma
 
Since you are suffering from TAS with 🪓 for a long time, consistently and getting rejected, take FK card and get your airtel card /any other preferred card as a pre approved card in the coming 3 to 6 months then close your FK card before renewal..

**TAS = Twin Application Syndrome !!😉
hey, thanks for the reply! Fk Axis has 27k limit and rest is okay but the thing is I have no use of this card and if I start using it I would end up having to pay the 600 joining fees too ig, which I don't want at all
 
Since your FK 🪓is got approved wait till your 3rd statement is generated after that you will get the option to apply for airtel Axis within Axis Bank app itself.

DO NOT APPLY for any Axis Bank CC before the generation of 3rd Statement.
wouldn't that also lead the joining fees being charged ?
 
hey, thanks for the reply! Fk Axis has 27k limit and rest is okay but the thing is I have no use of this card and if I start using it I would end up having to pay the 600 joining fees too ig, which I don't want at all
Yes, 590 will be charged.. This 590 will be your investment to get other 🪓 cards in future and to get rid of that continual rejections ..
If you think you can get your desired cards in future withour rejectins saga , then by all means dont activate this FK card so that you will save 590..
all the best
 
got it. but is it worth it tho? considering airtel axis only gives max 250rs cashback (10%) and since i already sbi cb, the extra return airtel can fetch is about 125rs a month only.
Yes, 590 will be charged.. This 590 will be your investment to get other 🪓 cards in future and to get rid of that continual rejections ..
If you think you can get your desired cards in future withour rejectins saga , then by all means dont activate this FK card so that you will save 590..
all the best
 
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