Axis Bank Ace Credit Card

[SarthakModak]

I want to apply Axis Bank Ace Credit Card on card to card basis using my existing Millennia Credit Card.I know that my credit card need to be 6 months old with a minimum credit limit of 75K.
But do I need to have an Axis Bank account to do the same because I don't have Axis Bank account?

 

[SubhankarSubhankar is verified member.]

You can’t apply Axis Ace as of now. It has stopped being sourced

 

[SarthakModak]

You can’t apply Axis Ace as of now. It has stopped being sourced

I won't apply it now.Just have some confusion about whether I need an Axis Bank account or not to do so.

 

[asen]

I want to apply Axis Bank Ace Credit Card on card to card basis using my existing Millennia Credit Card.I know that my credit card need to be 6 months old with a minimum credit limit of 75K.
But do I need to have an Axis Bank account to do the same because I don't have Axis Bank account?

Check if you have any offer showing on your Gpay app, then may be it’s possible via there. Otherwise, there is no way you can apply this card directly as axis stop issuing this card for now.

 

[asen]

I won't apply it now.Just have some confusion about whether I need an Axis Bank account or not to do so.

Not necessarily.

 

[himesh8924]

I won't apply it now.Just have some confusion about whether I need an Axis Bank account or not to do so.

Axis Bank Stop Issuing Axis Ace Card.

 

[SubhankarSubhankar is verified member.]

Not at all. Till Axis Reserve card, you don’t need an account. Only Axis One card (aka Burgundy Private credit card) needs to have you an account. And for affluent and UHNI cards like Vistara Infinite, Magnus and Reserve, your banking relationship gives you an edge

 

[SarthakModak]

Check if you have any offer showing on your Gpay app, then may be it’s possible via there. Otherwise, there is no way you can apply this card directly as axis stop issuing this card for now.

Ain't showing anything like that on GPay and I think Axis bank won't give that option on online application.

 

[Mayur]

Axis Bank Stop Issuing Axis Ace Card.

On pre approved basis through axis mobile app some users still getting this card.

 

[SarthakModak]

Not at all. Till Axis Reserve card, you don’t need an account. Only Axis One card (aka Burgundy Private credit card) needs to have you an account. And for affluent and UHNI cards like Vistara Infinite, Magnus and Reserve, your banking relationship gives you an edge

Thanks for letting me know and what's the probability that my application might get declined.I mean what's the best credit limit and min. age of my credit card so that my application don't get rejected.I heard that most of the time Axis bank rejects the application while applying for their credit card on card to card basis.

 

[himesh8924]

Yes...Axis Bank Mostly Prefer Salaried Persons.

 

[SarthakModak]

Thanks everyone for your valuable information.

 

[SubhankarSubhankar is verified member.]

Thanks for letting me know and what's the probability that my application might get declined.I mean what's the best credit limit and min. age of my credit card so that my application don't get rejected.I heard that most of the time Axis bank rejects the application while applying for their credit card on card to card basis.

There’s no such thing that they reject c2c application. It’s sometimes the underwriter’s decision, sometimes ground team’s report which makes such issues. So go ahead and apply if your cibil is clean: less enquiries in past 6 months, less utilisation, score above 760.

 

[SarthakModak]

There’s no such thing that they reject c2c application. It’s sometimes the underwriter’s decision, sometimes ground team’s report which makes such issues. So go ahead and apply if your cibil is clean: less enquiries in past 6 months, less utilisation, score above 760.

Yeah my CIBIL is above 770 and my credit utilisation ratio is also less than 30%

 

[asen]

Thanks for letting me know and what's the probability that my application might get declined.I mean what's the best credit limit and min. age of my credit card so that my application don't get rejected.I heard that most of the time Axis bank rejects the application while applying for their credit card on card to card basis.

Axis is unpredictable. Sometimes they approve or reject card application without any proper reason.

 

[TechnoFinoTechnoFino is verified member.]

I want to apply Axis Bank Ace Credit Card on card to card basis using my existing Millennia Credit Card.I know that my credit card need to be 6 months old with a minimum credit limit of 75K.
But do I need to have an Axis Bank account to do the same because I don't have Axis Bank account?

1. You can apply for ace, if you don't have an offer in your gpay all.
2. You don't need an account to get credit card from axis bank, but having savings account with bank can be helpful.

 

[KyloRen]

I want to apply Axis Bank Ace Credit Card on card to card basis using my existing Millennia Credit Card.I know that my credit card need to be 6 months old with a minimum credit limit of 75K.
But do I need to have an Axis Bank account to do the same because I don't have Axis Bank account?

Like technofino said, having account improves your chances of getting a card from Axis. My fk axis got rejected thrice, then I opened account, applied for select and it got approved

 

[moonsmart]

Thanks for letting me know and what's the probability that my application might get declined.I mean what's the best credit limit and min. age of my credit card so that my application don't get rejected.I heard that most of the time Axis bank rejects the application while applying for their credit card on card to card basis.

Axis is quite unpredictable in terms of limit and approval criteria. I applied in Sep 2020 using just a 2-months old ICICI credit card with ₹1.2L limit (less than 10% utilisation at that time) and got approved for axis Flipkart with limit of ₹25k on the second attempt after being rejected on the first attempt just 1 month earlier.

 

[chaitanyamella]

Axis is quite unpredictable in terms of limit and approval criteria. I applied in Sep 2020 using just a 2-months old ICICI credit card with ₹1.2L limit (less than 10% utilisation at that time) and got approved for axis Flipkart with limit of ₹25k on the second attempt after being rejected on the first attempt just 1 month earlier.

Do they accept a 2nd application after a month of rejection?