dhiraz
TF Ace
I Have A Axis Bank Card with The Limit Of 45k.
And Is Used My Card 43,995.
One Friend Ask Me To Purchase a phone on EMI on This Card. The phone Price is 16,999.
Then I Make A Payment Of 15,000 On My Card. After Payment The Total Outstanding Decrease To 28,995. Then I Ordered The Phone And Select 6 Month's EMI.
While Placing The Order I Get 1000 Instant discounts on 16999 Phone So The Final Price is 15999. I Placed The Order After Placing Order The Total Outstanding became 44,994.
I Thinks There are No Processing Fees Charged. I Make This Purchase on 6th November And Became relaxed.
But on 11th November I Check the Credit Card Transaction In Axis App This Transaction Is Not Converted To EMI. I Called Customer Care And Ask Why This Transaction Is Not Converted To EMI. He Said It Will Automatically be Converted To EMI within 7-10 Days.
He Also Said You Can Manually Convert This Transaction To EMI If Not Automatically Converted. I Denied it And Said I Will Wait & If Not Converted To EMI I Will Pay the Full Amount After Statement Generation.
When I Finished This Conversation In The Evening After 5 Minutes This Transaction Converted To EMI On Same Day. I Didn't Notice.
But In The Morning I See I Was Charged For Over Limit Use. The Over Limit Is Processing Fees of 159.99 and 28.80 GST.
If I Know This Will happen I Make Some Payment On That Day. When I Talked With Customer Care.
I am Also Confused About Axis EMI transactions They Convert Transactions in 7-10 Days. But In My ICICI Card Transaction Converted To EMI Within 24 Hours.
In ICICI They Returned the Transaction Amount And After Returning Only Deduct EMI Amount Not Again Whole Amount.
But In Axis, They Are Doing Nautanki Returned Transaction Amount of 15999 Did It on 6th Nov. After Convert To EMI Again Deduct the Whole 15999.
Is There Anyone Who Has Axis Card And Take EMI On Amazon Purchase? They Charged You Processing Fees or Not Because In Amazon App Processing Fees Not Showing.
And Is Used My Card 43,995.
One Friend Ask Me To Purchase a phone on EMI on This Card. The phone Price is 16,999.
Then I Make A Payment Of 15,000 On My Card. After Payment The Total Outstanding Decrease To 28,995. Then I Ordered The Phone And Select 6 Month's EMI.
While Placing The Order I Get 1000 Instant discounts on 16999 Phone So The Final Price is 15999. I Placed The Order After Placing Order The Total Outstanding became 44,994.
I Thinks There are No Processing Fees Charged. I Make This Purchase on 6th November And Became relaxed.
But on 11th November I Check the Credit Card Transaction In Axis App This Transaction Is Not Converted To EMI. I Called Customer Care And Ask Why This Transaction Is Not Converted To EMI. He Said It Will Automatically be Converted To EMI within 7-10 Days.
He Also Said You Can Manually Convert This Transaction To EMI If Not Automatically Converted. I Denied it And Said I Will Wait & If Not Converted To EMI I Will Pay the Full Amount After Statement Generation.
When I Finished This Conversation In The Evening After 5 Minutes This Transaction Converted To EMI On Same Day. I Didn't Notice.
But In The Morning I See I Was Charged For Over Limit Use. The Over Limit Is Processing Fees of 159.99 and 28.80 GST.
If I Know This Will happen I Make Some Payment On That Day. When I Talked With Customer Care.
I am Also Confused About Axis EMI transactions They Convert Transactions in 7-10 Days. But In My ICICI Card Transaction Converted To EMI Within 24 Hours.
In ICICI They Returned the Transaction Amount And After Returning Only Deduct EMI Amount Not Again Whole Amount.
But In Axis, They Are Doing Nautanki Returned Transaction Amount of 15999 Did It on 6th Nov. After Convert To EMI Again Deduct the Whole 15999.
Is There Anyone Who Has Axis Card And Take EMI On Amazon Purchase? They Charged You Processing Fees or Not Because In Amazon App Processing Fees Not Showing.
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