Axis Bank not allowing to Disable CC Transactions

[avishj]

Axis Bank, is no longer allowing me to disable all transactions on my credit card via Axis Mobile / Axis NetBanking.

It gives me a "recommendation" saying "We recommend to select at least one domestic limit."

What sort of recommendation is this? Forcing users to keep transactions active. Can anyone tell if this is legal according to RBI?

 

[Wealth is my birth right!]

RBI speaks about on/off for international alone that too during new card issuance.
Make least amount possible and enable POS alone which is risk free

 

[ltf4ever]

Axis Bank, is no longer allowing me to disable all transactions on my credit card via Axis Mobile / Axis NetBanking.

It gives me a "recommendation" saying "We recommend to select at least one domestic limit."

What sort of recommendation is this? Forcing users to keep transactions active. Can anyone tell if this is legal according to RBI?

i checked on my icici app, and they are allowing me to disable all limits on my cc.
this seems like axis bank is being a pain in the neck, as always.
you may want to temporarily block your card if urgent ( and if option available).

 

[ltf4ever]

Axis Bank, is no longer allowing me to disable all transactions on my credit card via Axis Mobile / Axis NetBanking.

It gives me a "recommendation" saying "We recommend to select at least one domestic limit."

What sort of recommendation is this? Forcing users to keep transactions active. Can anyone tell if this is legal according to RBI?

one trick that might work is: disable all transactions and enable contactless payment ( while keeping pos disabled). i think this is effectively disabling everything, as tap to pay should not work without enabling pos. i tried doing this now, and it is allowing to set this, without 'recommendation'!

 

[avishj]

RBI speaks about on/off for international alone that too during new card issuance.
Make least amount possible and enable POS alone which is risk free

I have done this only for the time being.

 

[avishj]

i checked on my icici app, and they are allowing me to disable all limits on my cc.
this seems like axis bank is being a pain in the neck, as always.
you may want to temporarily block your card if urgent ( and if option available).

Yeah, my ICICI cards also allow me to disable all fine. This is a new rule by Axis. Previously was not the case.

 

[avishj]

one trick that might work is: disable all transactions and enable contactless payment ( while keeping pos disabled). i think this is effectively disabling everything, as tap to pay should not work without enabling pos. i tried doing this now, and it is allowing to set this, without 'recommendation'!

Ohh nice, this is quite clever, I'll do this, thanks!