Axis Cards Prepayment

[sun196]

Wanted to check if there is a way to make a prepayment for Axis cards during the monthly cycle (to free up the limit). I am unable to find any way through the web or the app. The usual 'pay my dues' link will not let me pay an amount higher than last months bill (which was low) as the current bill has not been generated. The helpline spent fifteen mins and then said can't be done. I doubt it. Axis couldn't have missed such a big gap in their implementation. Am i missing something?

 

[WhoU]

Wanted to check if there is a way to make a prepayment for Axis cards during the monthly cycle (to free up the limit). I am unable to find any way through the web or the app. The usual 'pay my dues' link will not let me pay an amount higher than last months bill (which was low) as the current bill has not been generated. The helpline spent fifteen mins and then said can't be done. I doubt it. Axis couldn't have missed such a big gap in their implementation. Am i missing something?

You can use 3rd party apps like Cred, Paytm, Amazon, etc to make payment on the card.

 

[sun196]

Thanks for the quick revert. How long will it take for the credit to reflect through these other modes? They say two working days in the normal course (for payments made from other banks). Will it be same here?

 

[sumeetmehta]

You can also do NEFT / UPI to prepay on your AXIS card.

Online Credit Card Payment - Pay Credit Card Bills | Axis Bank

Online credit card bill payment has now become easier with Axis Bank. Enjoy safe & secure methods like mobile banking, ATM Fund transfer, cash, etc. Know more online!

www.axisbank.com

Check under Pay from other bank savings account

 

[WhoU]

Thanks for the quick revert. How long will it take for the credit to reflect through these other modes? They say two working days in the normal course (for payments made from other banks). Will it be same here?

Yeah 2-3 working days is the norm.

 

[ambrewz]

Wanted to check if there is a way to make a prepayment for Axis cards during the monthly cycle (to free up the limit). I am unable to find any way through the web or the app. The usual 'pay my dues' link will not let me pay an amount higher than last months bill (which was low) as the current bill has not been generated. The helpline spent fifteen mins and then said can't be done. I doubt it. Axis couldn't have missed such a big gap in their implementation. Am i missing something?

Paying thru PayTM is mostly fast 5mins to 30mins but they do mention it could take 2 working days(Which is not the case usually)

 

[Wealth is my birth right!]

Wanted to check if there is a way to make a prepayment for Axis cards during the monthly cycle (to free up the limit). I am unable to find any way through the web or the app. The usual 'pay my dues' link will not let me pay an amount higher than last months bill (which was low) as the current bill has not been generated. The helpline spent fifteen mins and then said can't be done. I doubt it. Axis couldn't have missed such a big gap in their implementation. Am i missing something?

Use paytm just 15min settling

 

[TheMentalist]

Even Cheq is doing instant settlement for Axis cards now, and they are giving 1.5% in return also

 

[yashbhavnani]

Wanted to check if there is a way to make a prepayment for Axis cards during the monthly cycle (to free up the limit). I am unable to find any way through the web or the app. The usual 'pay my dues' link will not let me pay an amount higher than last months bill (which was low) as the current bill has not been generated. The helpline spent fifteen mins and then said can't be done. I doubt it. Axis couldn't have missed such a big gap in their implementation. Am i missing something?

Pay via cred, it settles instantly 99% of the times. You ll be surprised to know that sometimes I get payment credited to axis card sms even before I get the message of money debited from the account.

Tip: if you have to pay more than 1 lakh in total. Split the payment in parts. For eg let’s presume you want to pay 1.5 lacs then try paying 80+70. In short, payment less than 99k gets settled instantly. If you pay 1.5 lacs in one go then it might reflect in the card after 2 working days.

 

[Lord Of Darkness]

Even Cheq is doing instant settlement for Axis cards now, and they are giving 1.5% in return also

I prefer Cheq any day..1.5% return (for now), plus instant settlement.

 

[gurbina]

Cred and PayTM is a hit and miss when it comes to settlement. Sometimes it's minutes and other times it's days or even up to a week, at least with Magnus if that matters.

IMPS is ALWAYS instant.

 

[Wealth is my birth right!]

I prefer Cheq any day..1.5% return (for now), plus instant settlement.

Only for axis cards right

 

[neogen]

I do transfer through NEFT and it's within 2 hours. Recently, accidently I ended up paying double than the statement amount, excess adjusted my unbilled amount and eventually freeing up the limit.

 

[Lord Of Darkness]

Only for axis cards right

Yeah currently 1.5% offer is only for axis cards. For others it is 1%

 

[Zacobite]

Yeah 2-3 working days is the norm.

CRED usually will free up limit in a few hours even uf the credit doesn't show.. try it.. sometimes it takes a day or so..

 

[rockyBalboa]

Today I paid my axis card bill through PayTM. The payment immediately reflected in Axis App as IMPS credit but the date of credit is 04/09/23 however today is 3rd September. Shouldn't the payment date reflecting in Axis app be 03/09/23?