hi to all folks in the wonderful community, holding an axis rewards paid cc and neo rupay ltf, axis is offerering upgrades for now., only myzone is ltf, rest every other card is paid one. So what are your suggestions, if any upgrades should be taken, like going on with paid cards., or any other.,. Been thinking to close mine rewards cc as not been able to utilize it much and renewal is near, and doesn't seems so, that axis would be considering it to make it as ltf.