Axis FASAK strikes again, asking for invoices to prove personal use - October 2025

[6ix9ine]

Axis peeps, keep your invoices ready especially those who had abused MAXIMIZE and MAGNIFY (mainly MAXIMIZE).

They are once again blocking edge accounts. So, if you have made genuine GV purchases and have all your invoices and proper justification, there is nothing to worry about.

But if you don't then be ready 🤣🤣🤣

This is mostly because some people abused it heavily. No point going into too much detail, as it is still working and Axis can’t stop it.

Things were secret and everything was fine, until it got leaked and went to X then these famous X users started posting about it like they found it lol. Reality is they are there to earn money.

Anyway, If you have made genuine transactions and used the GVs yourself, then just relax. I’m fine no issues on my end but 2 of my friends earned loads, and both of their accounts are now gone.

This will mainly affect Atlas and M4B users.

 

[nh124001]

Is it still working tho? Asking for a friend /s

raasi jaalgayi..par baal nahi gaya

 

[nishank]

Now I think small transaction to kar hi lete hai. Pata nhi ye tricks kaunse group mein hai and aur kitni saari hogi.

 

[cardio_guycardio_guy is verified member.]

There are cases where many merchants use wrong MCC and customers are impacted negatively. Like car showrooms using fuel station MCC or hotels using restaurant or department store MCC. And customers swipe for lakhs and don't get any reward points. In such cases these banks don't move a finger even if customer complains.
The only thing is we have to verify MCC before doing big ticket purchases.
It always work in the favour of banks and not the other way round.

 

[Avatar Aang]

There are cases where many merchants use wrong MCC and customers are impacted negatively. Like car showrooms using fuel station MCC or hotels using restaurant or department store MCC. And customers swipe for lakhs and don't get any reward points. In such cases these banks don't move a finger even if customer complains.
The only thing is we have to verify MCC before doing big ticket purchases.
It always work in the favour of banks and not the other way round.

I had made a transaction of 4.85L on Balmer Lawrie for a Europe tour package. Balmer Lawrie is registered under Govt Services MCC and as usual I didn't get any EM. I raised a grievance on CPGrams portal that due to wrong categorisation of Balmer Lawrie i missed on my EM. Balmer Lawrie replied that they'll change the MCC and it will take time to get the negotiations done.
I forwarded that reply to axis and asked them to manually credit EM for this particular transaction. Axis being axis outrightly rejected stating it's not banks business and axis can not provide the EM even when the Merchant has provided reply that they'll change the MCC.

 

[nishank]

Same happened with me on air arabia. Stuck with 2 em although provided them copy of ticket and everything. Now complaint at Rbi level

 

[ccdc]

That's why I don't share my hotel mcc trick anywhere or with anyone....mai khud use (abuse) karta hun....limit mein karta hun....aur enjoy kar raha hun last 5+ yrs se......aur sabse main baat...mere paas jitne cards hai sab se abuse karta hun..... life's so good....

 

[nishank]

Bro atlas ko aaye 5 saal ho gaye?

 

[b4bhar]

There are cases where many merchants use wrong MCC and customers are impacted negatively. Like car showrooms using fuel station MCC or hotels using restaurant or department store MCC. And customers swipe for lakhs and don't get any reward points. In such cases these banks don't move a finger even if customer complains.
The only thing is we have to verify MCC before doing big ticket purchases.
It always work in the favour of banks and not the other way round.

this is very true. I appreciate AU bank in this regard. They used to credit me RPs/ cashback even if the merchant uses an incorrect MCC when you provide them with the invoice of your purchase where HSBC bluntly denied me cashback stating that RPs/CB is completely based on the MCC.

 

[panchabhut]

I had made a transaction of 4.85L on Balmer Lawrie for a Europe tour package. Balmer Lawrie is registered under Govt Services MCC and as usual I didn't get any EM. I raised a grievance on CPGrams portal that due to wrong categorisation of Balmer Lawrie i missed on my EM. Balmer Lawrie replied that they'll change the MCC and it will take time to get the negotiations done.
I forwarded that reply to axis and asked them to manually credit EM for this particular transaction. Axis being axis outrightly rejected stating it's not banks business and axis can not provide the EM even when the Merchant has provided reply that they'll change the MCC.

I buy tickets regularly from Balmer Lawrie. They are mainly for providing corporate booking services to Govt/PSU employees. So their MCC is tagged as Govt. Only Amz CC was giving rewards but now even that is stopped.

 

[Wealth is my birth right!]

Hearing FASAK news after long time
Axis cards I have atlas and Magnus both used for groceries and college fees only
No risk on other mcc
No time to write to axis and fight for points and finally they will block edge portal

 

[akshayhs]

Axis MC! I haven't received welcome bonus of 2500RP and you people are busy with axing others! /s

 

[Dr.AMAN]

Axis MC! I haven't received welcome bonus of 2500RP and you people are busy with axing others! /s

Welcome reward for which card? Was it ltf?

 

[HumorSimpson]

There are cases where many merchants use wrong MCC and customers are impacted negatively. Like car showrooms using fuel station MCC or hotels using restaurant or department store MCC. And customers swipe for lakhs and don't get any reward points. In such cases these banks don't move a finger even if customer complains.
The only thing is we have to verify MCC before doing big ticket purchases.
It always work in the favour of banks and not the other way round.

Add to that , the aggregator apps like yatra etc to many times tag railways mcc for bus bookings.

 

[akshayhs]

Welcome reward for which card? Was it ltf?

Axis Atlas and no, I paid joining fees