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Axis Magnus or Icici Emarlde

Skip both the cards and get Axis Atlas. I don't think one even should even consider paid versions of normal Magnus and normal Emerald
 
M4B(if you have 30K+ to shell out) or Atlas.
Emeralde is shitty. Emeralde private is good.
 
i was wondering if keeping the normal magnus for a reduced fee is worth? like if im able to haggle with the retention team to reduce the annual fee a little since i have a long standing relation with axis
 
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