Axis MyZone || Pre-Approved but Rejected

[rsp92]

I too have been offered multiple times and rejected all of times for the MyZone card. One time I was able to get hold of an agent, who informed me that the card is being rejected because of an information mismatch. However, as these were pre-approved cards, so no documents were asked from me. Hence the confusion around what information is not matching. I have tried writing to Axis Bank on their email as well, my complaint has been escalated to the principal nodal officer. However, I keep on getting the standard response that its bank's internal policy - and they can't disclose why this has been rejected.

I have numerous other cards (AmEx, Citi, HDFC Diners) with good credit limit (5L+), not sure what grudge Axis Bank has with me that they can't even issue me their entry-level MyZone card. I am also planning to apply for Magnus but given the repeated rejections for MyZone and uncooperative support team, I am doubting my decision of applying for Magnus. Is there anyone who can help me with this and get this fixed?

 

[techsearch]

leave it bro...you already have amazing cards then why to give so much attention to them when they are not thinking about loosing a good customer 🙂

 

[rsp92]

Magnus seems very lucrative.
I max out on the accelerated points (up to 4.5lacs/yr) on AmEx Travel pretty soon every year. Not willing to pay 60k for AmEx Plat, hence wanted to try Axis Magnus.

Any help would be appreciated. Thanks.

 

[HazelBlotch]

I too have been offered multiple times and rejected all of times for the MyZone card. One time I was able to get hold of an agent, who informed me that the card is being rejected because of an information mismatch. However, as these were pre-approved cards, so no documents were asked from me. Hence the confusion around what information is not matching. I have tried writing to Axis Bank on their email as well, my complaint has been escalated to the principal nodal officer. However, I keep on getting the standard response that its bank's internal policy - and they can't disclose why this has been rejected.

I have numerous other cards (AmEx, Citi, HDFC Diners) with good credit limit (5L+), not sure what grudge Axis Bank has with me that they can't even issue me their entry-level MyZone card. I am also planning to apply for Magnus but given the repeated rejections for MyZone and uncooperative support team, I am doubting my decision of applying for Magnus. Is there anyone who can help me with this and get this fixed?

Axis is very unreliable in their Credit Card approvals. The most assured way to get one is to open an account and wait for a couple of months. My first Axis Credit Card was the IndianOil, so maybe you could try for that or the Neo. I had the Infinia with a 13 lakh limit at the time but got a 35000 limit on the Indianoil and now have the Magnus with a limit of 6 lakhs. It took me 6 months before I applied for the magnus.

 

[Heehaahee]

Its not you, its them..

 

[romilq]

Where did you see the pre-approved offer ? In net banking ?