Axis Select or HDFC Regalia Gold?

[airbubble]

Hi, need to know if I should apply for Axis Select or Regalia Gold Credit card? The reward point system seem better on Regalia Gold and non-spend benefits on Axis Select are better which I won't be using.

 

[ssrahul96]

+1,

Also considering Axis Rewards Credit card, as it offers 1500 RP on 30k monthly spends,

 

[Trust Me]

Don't know about Regalia Gold, but Axis Select is pretty much useless. Add to that the famed Axis customer service too!

 

[BVCBVC is verified member.]

Axis Select and Regalia we almost similar in the past. With Axis devaluing the cards with limiting the lounges and HDFC launching Regalia Gold, Now Regalia gold is better than Axis Select.

Axis Select:

Pros: Bigbasket, Swiggy Offers, BOGO, Golf Access
Cons: Limited Lounge access (After devaluation), 6L spends for fee waivier

HDFC Regalia Gold:

Pros: Club Vistara Silver Tier (Not many benefits but you get Tier), MMT Black Elite(you get access to deals and Cash backs to wallet), Vouchers on spending milestones (1.5L, 5L ,7.5L), 5X on some merchant spends, Lounges better than Axis Select, you can get lounge access to add on cards also, Exclusive gold catalogue, 4L annual spends for fee waiver less compared to Axis Select.

Cons: reward redemption limited to 70% only, high eligibility salary criteria compared to Axis select.

**Complimentary Club Vistara Silver Tier and MMT Black Elite Membership when you spend Rs.1 Lakhs and above within 90 days of card issuance.

 

[shutapdiya]

Axis Select and Regalia we almost similar in the past. With Axis devaluing the cards with limiting the lounges and HDFC launching Regalia Gold, Now Regalia gold is better than Axis Select.

Axis Select:

Pros: Bigbasket, Swiggy Offers, BOGO, Golf Access
Cons: Limited Lounge access (After devaluation), 6L spends for fee waivier

HDFC Regalia Gold:

Pros: Club Vistara Silver Tier (Not many benefits but you get Tier), MMT Black Elite(you get access to deals and Cash backs to wallet), Vouchers on spending milestones (1.5L, 5L ,7.5L), 5X on some merchant spends, Lounges better than Axis Select, you can get lounge access to add on cards also, Exclusive gold catalogue, 4L annual spends for fee waiver less compared to Axis Select.

Cons: reward redemption limited to 70% only, high eligibility salary criteria compared to Axis select.

**Complimentary Club Vistara Silver Tier and MMT Black Elite Membership when you spend Rs.1 Lakhs and above within 90 days of card issuance.

worth upgrading from Regalia First LTF to Regalia Gold Paid?

 

[SSV]

Hi, need to know if I should apply for Axis Select or Regalia Gold Credit card? The reward point system seem better on Regalia Gold and non-spend benefits on Axis Select are better which I won't be using.

Axis Select.. you just can't compare this CC with anything... It is that much garbage..Period!!

 

[CMGCMG is verified member.]

Does Regalia Gold allows transfer to Accor at 1:0.5?

If they do, for myntra, reliance digital it gives 6.67% reward rate. But with accor, you can get 12% value in return.

 

[sathish593]

What is the best option in these 2 ? Or is there any better alternative, i am basically looking for a card which is having spend based milestone bonus