Bank employees qualification

[VasukiVasuki is verified member.]

Can anybody say with what qualifications, the employees of private bank recruited. Nowadays, I am seeing many of the employees of private bank totally unqualified without their required qualifications. They don't even understand the procedure and process in the bank. They are not permanent and the banks has given them lot of access to their client account details.. Manytimes, I am totally uncomfortable when an employee opening his phone and telling all details and they also keep on changing for the job. There may be checks and balances but I am not seeing such problems in PSU banks. Sometimes, I get a call requesting to put their employee id while opening deposit and it is irritating. I know one employee who has changed three banks in a year but I am not against that. The only issue is confidentiality.

There are three type of recruitment

1- typical MBA folk getting into low tier college join as Assistant BM and extra low tier ones goes to become normal banker
Then Assistant BM and then bm
Or they join directly into typical High Hni client RM

2 there is course for axis ,hdfc and icici called young banker program
Which gives you Salesforce/ RM for normal classic type customer but main job is sales
Course is like 3-4 lakh something u get guarantee job and almost same amount back in 2 years
Axis young banker program
Hdfc future bankers program
ICICI Bank Po program
Yes bank professional banker program

Fees is like 3-4 lakhs and u get loan by bank at almost 11-13 % .
Not sure but college is in banglore Sikkim Manipal University I guess .


( It's just sales sales sales in first 2-3 year then u can switch and get higher rank and salary)


3 walk in interview/ bba etc , you don't have any bank job but you get sales for other products bank is selling such has ulip , insurance etc
Then you can get internal promotion and do bank internal activity