Bank locker safety

[KGSIPO]

Banks are issuing the lockers used by the previous customer. Is bank changes the lock every time after the surrender of bank locker to ensure security?. If the previous owner has a duplicate key , how he is prevented to open his previously owned locker . Although banker has one key, many banks do not check everytime while accessing the locker. I don't understand how the security is ensured when using the locker used by somebody. Nowadays, there is no provision to provide additional locks.

 

[helloworld]

many banks do not check everytime while accessing the locker

- it will be changed for each owner.
- owner must be verified with provided information before accessing locker.


also, fyi no insurance for locker items its upto 2x-10x of locker fee (as per bank soc) only, it doesn't matter if items has high cost when such theft or any incidents happen.

 

[KGSIPO]

- it will be changed for each owner.
- owner must be verified with provided information before accessing locker.


also, fyi no insurance for locker items its upto 2x-10x of locker fee (as per bank soc), it doesn't matter if items has high cost when such theft or any incidents happen.

It's all our expectations and any RBI guidelines is there. Does really lock is being changed by banks like SBI?. Bankers can answer .

 

[helloworld]

It's all our expectations. Does really lock is being changed?. Bankers can answer .

No, it's not about expectations but it's true. I saw with my friends and family, they got new keys. Now, if you ask, "Has the lock really been changed?" no one can answer that. Even bankers, when asked the same question, can't definitively say, "Yes, the lock has been changed."

It's about trust. You put your trust in placing your items in that locker. Now, if you have a problem with the lock itself, then you're not sure you'll sleep peacefully. Later, you might still wonder, "Did the banker open my locker with his or her key by duplicating our key?" or "Did someone unauthorized access my locker?" While it's not likely to happen, there's no way to convince you unless you're already optimistic about the locker process in banks.

 

[Manav24]

Frankly banks rarely changes locks, I have worked in a PSU Bank for 5 years, I never saw it, may be cos lockers are rarely surrendered and always backlogged.
But in regards to Banks allowing access to holders is they match the signature with the one in account like in case of cheques, also they sometimes ask for Id's as well. Also bank holds one key, the locker renter can put his own lock as well along with 2 keys for peace of mind.

 

[sidpsidp is verified member.]

Banks are issuing the lockers used by the previous customer. Is bank changes the lock every time after the surrender of bank locker to ensure security?. If the previous owner has a duplicate key , how he is prevented to open his previously owned locker . Although banker has one key, many banks do not check everytime while accessing the locker. I don't understand how the security is ensured when using the locker used by somebody. Nowadays, there is no provision to provide additional locks.

They should change but not everyone does. Know that sometime these locks are costlier than yearly rent itself. Bank has master key which generally stays with bm/dbm. Some has 2 master key. My Yes branch has 2. So that single corrupt official can't do anything.

Also You recently created another thread on icici lockers. please try to keep the locker discussion limited to one thread. You'll get faster response.
Cheers

 

[KGSIPO]

No, it's not about expectations but it's true. I saw with my friends and family, they got new keys. Now, if you ask, "Has the lock really been changed?" no one can answer that. Even bankers, when asked the same question, can't definitively say, "Yes, the lock has been changed."

It's about trust. You put your trust in placing your items in that locker. Now, if you have a problem with the lock itself, then you're not sure you'll sleep peacefully. Later, you might still wonder, "Did the banker open my locker with his or her key by duplicating our key?" or "Did someone unauthorized access my locker?" While it's not likely to happen, there's no way to convince you unless you're already optimistic about the locker process in banks.

Nobody can be optimistic or pessimistic when dealing with lockers