The benefits offered by the Bank of Baroda RuPay Select Debit Card (RSDC) significantly outweigh those of the EMT RuPay Platinum Debit Card. On average, RSDC provides annual rewards valued at over ₹18,000, compared to approximately ₹7,500 for the EMT RuPay Platinum card.
Given the annual fees associated with both cards, the benefits far exceed the costs, making them highly valuable depending on individual preferences and spending patterns. Choosing the right card ultimately depends on personal needs and lifestyle. Most consumers aim to offset the annual fee through rewards and bonuses, with any additional perks serving as extra value.
Both the cards FYF with BOB Super Savings Account. If you need both cards then get the RSDC first then the EMT one as a few TF members reported they are not getting the Select DC option after getting the EMT one.
BOB Rupay Select Benefits(Useful Ones):
OTT: Amazon Prime Full Edition costs 1499.
Spa: 1500 Lakme Saloon Voucher per Quater total worth 6000.
Health Check-Up: The tests mentioned it the package easily costs 2000 per quarter without the offer, so the total cost of 8000.
Gym Access: 1 Month Elite Pass Subscription worth 2000.
Cab Services: 100 OLA/Uber Voucher, Total 400
Total Benefits: 17899(Approx)
Annual Fees: 500 + GST = 590
BOB EMT Rupay Platinum Benefits(Useful Ones):
OTT: Amazon Prime Full Edition costs 1499.
Online Shopping: Flipkart 250/Quarter, total worth 1000.
Online Groceries: Big Basket or Blinket 250/Quarter, total worth 1000.
Entertainment: BMS 250/Quarter, total worth 1000.
Amazon Friday Offer: 20% Off up to 100/month. Total 1200
Swiggy Offer: 100/Month. Total 1200
Online Music: Ganna 1 Yr. Subscription 599
Total Benefits: 7498
Annual Fees: 600+GST = 708
Travel Offer(Added Benefits):
Domestic Flight Bookings: 10% instant discount maximum up to Rs. 1,000/- with no Minimum Order Value
International Flight Bookings: 10% instant discount maximum up to Rs. 5,000/- with no Minimum Order Value
Domestic Hotel Bookings: 15% instant discount maximum up to Rs. 5,000/- with no Minimum Order Value
International Hotel Booking: 15% instant discount maximum to Rs. 10,000/- with no Minimum Order Value
Bus Bookings: 10% instant discount maximum up to Rs. 250/- with no Minimum Order Value
Spree Hotels: 25% instant discount maximum up to Rs5000/-
Yolo Bus Booking: 15% instant discount maximum up to Rs300/-
Airport Transfer/Outstation Cab: 10% instant discount maximum up to Rs1000/-
Activity booking: 10% instant discount maximum up to Rs1000/-
Each cardholder is eligible for up to 2 transactions per quarter, per card, within the Travel segment (i.e., Flight, Hotel, and Bus).
Avoid falling into the trap of acquiring both cards out of fear of missing out (FOMO) just because others are doing so. Evaluate your personal needs before deciding. I use both cards because I can effectively offset the annual fees and earn rewards that far exceed the associated costs.
BOB EMT DC Detailed Thread by @Abhishek012
Update: 03/01/2025 List of Banks with Card Name
All the annual and quarterly benefits of RSDC and EMT Rupay Platinum DC are renewed. Start claiming it.
Rupay Select Benefits
Rupay Platinum Benefits
Given the annual fees associated with both cards, the benefits far exceed the costs, making them highly valuable depending on individual preferences and spending patterns. Choosing the right card ultimately depends on personal needs and lifestyle. Most consumers aim to offset the annual fee through rewards and bonuses, with any additional perks serving as extra value.
Both the cards FYF with BOB Super Savings Account. If you need both cards then get the RSDC first then the EMT one as a few TF members reported they are not getting the Select DC option after getting the EMT one.
BOB Rupay Select Benefits(Useful Ones):
OTT: Amazon Prime Full Edition costs 1499.
Spa: 1500 Lakme Saloon Voucher per Quater total worth 6000.
Health Check-Up: The tests mentioned it the package easily costs 2000 per quarter without the offer, so the total cost of 8000.
Gym Access: 1 Month Elite Pass Subscription worth 2000.
Cab Services: 100 OLA/Uber Voucher, Total 400
Total Benefits: 17899(Approx)
Annual Fees: 500 + GST = 590
BOB EMT Rupay Platinum Benefits(Useful Ones):
OTT: Amazon Prime Full Edition costs 1499.
Online Shopping: Flipkart 250/Quarter, total worth 1000.
Online Groceries: Big Basket or Blinket 250/Quarter, total worth 1000.
Entertainment: BMS 250/Quarter, total worth 1000.
Amazon Friday Offer: 20% Off up to 100/month. Total 1200
Swiggy Offer: 100/Month. Total 1200
Online Music: Ganna 1 Yr. Subscription 599
Total Benefits: 7498
Annual Fees: 600+GST = 708
Travel Offer(Added Benefits):
Domestic Flight Bookings: 10% instant discount maximum up to Rs. 1,000/- with no Minimum Order Value
International Flight Bookings: 10% instant discount maximum up to Rs. 5,000/- with no Minimum Order Value
Domestic Hotel Bookings: 15% instant discount maximum up to Rs. 5,000/- with no Minimum Order Value
International Hotel Booking: 15% instant discount maximum to Rs. 10,000/- with no Minimum Order Value
Bus Bookings: 10% instant discount maximum up to Rs. 250/- with no Minimum Order Value
Spree Hotels: 25% instant discount maximum up to Rs5000/-
Yolo Bus Booking: 15% instant discount maximum up to Rs300/-
Airport Transfer/Outstation Cab: 10% instant discount maximum up to Rs1000/-
Activity booking: 10% instant discount maximum up to Rs1000/-
Each cardholder is eligible for up to 2 transactions per quarter, per card, within the Travel segment (i.e., Flight, Hotel, and Bus).
Avoid falling into the trap of acquiring both cards out of fear of missing out (FOMO) just because others are doing so. Evaluate your personal needs before deciding. I use both cards because I can effectively offset the annual fees and earn rewards that far exceed the associated costs.
BOB EMT DC Detailed Thread by @Abhishek012
BOB EaseMyTrip RuPay Platinum DC | FREE Amazon Prime, 250 Off Gift Card for Bigbasket, Flipkart, Blinkit, Bookmyshow, Gaana+:
Register link:
rupayplat.golftripz.com
Register link:
RuPay Platinum Card Program
rupayplat.golftripz.com
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Update: 03/01/2025 List of Banks with Card Name
All the annual and quarterly benefits of RSDC and EMT Rupay Platinum DC are renewed. Start claiming it.
Rupay Select Benefits
Rupay Platinum Benefits
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