So, i am going to close my Magnus CC before its renewal date in third week of February 2024. I have Axis IOCL CC also and total Edge points are more than 53k. When my Edge points were 45k, i stopped using Magnus bcz of its devaluation, and i am using Indian Oil rupay cc on upi, therefore those 8,000 points after 45k edge points are actually earned on Indian Oil rupay cc and not on Magnus in fact. So my confusion is that, can i redeem these all 53k points under Magnus benefits? Or i am eligible to redeem only 45k points under Magnus scheme? Also i would like to know whats the maximum benefit that i can take now to redeem my points? I don't travel much hence hotel and flights are not my priority as of now, however if these points will give me good valueback and will remain valid for another year, i will redeem my points for hotel or flight too.
Suppose if i close my Magnus cc with out redeeming its points, what will happen to my points?
Suppose if i close my Magnus cc with out redeeming its points, what will happen to my points?