Before closing Magnus CC how and where to redeem 53k Edge points and how to separet Magnus RP from Indian Oil CC?

[CardTox]

So, i am going to close my Magnus CC before its renewal date in third week of February 2024. I have Axis IOCL CC also and total Edge points are more than 53k. When my Edge points were 45k, i stopped using Magnus bcz of its devaluation, and i am using Indian Oil rupay cc on upi, therefore those 8,000 points after 45k edge points are actually earned on Indian Oil rupay cc and not on Magnus in fact. So my confusion is that, can i redeem these all 53k points under Magnus benefits? Or i am eligible to redeem only 45k points under Magnus scheme? Also i would like to know whats the maximum benefit that i can take now to redeem my points? I don't travel much hence hotel and flights are not my priority as of now, however if these points will give me good valueback and will remain valid for another year, i will redeem my points for hotel or flight too.
Suppose if i close my Magnus cc with out redeeming its points, what will happen to my points?

 

[helloworld]

when you're viewing these 53k points, does it showing separately for IOL card and/or magnus anywhere or combinedly?

 

[CardTox]

when you're viewing these 53k points, does it showing separately for IOL card and/or magnus anywhere or combinedly?

Its showing as combined points, no separet points for Indian Oil and Magnus.

 

[CardTox]

Could anyone tell me how to transfer my points to Accor? Step by step procedure.

 

[helloworld]

Its showing as combined points, no separet points for Indian Oil and Magnus.

you got your answer, as long as it shows like this always combined principle works.

Could anyone tell me how to transfer my points to Accor? Step by step procedure.

- Go to desired platform (Accor, Vistara, ITC etc.) , create an account and get the membership ID. //mostly free process, like google signup

Note: Make sure this name and your axis/other bank account name mostly matches.

- Then 'https://traveledge.axisbank.co.in/TE/home'

 

[PM1]

So, i am going to close my Magnus CC before its renewal date in third week of February 2024. I have Axis IOCL CC also and total Edge points are more than 53k. When my Edge points were 45k, i stopped using Magnus bcz of its devaluation, and i am using Indian Oil rupay cc on upi, therefore those 8,000 points after 45k edge points are actually earned on Indian Oil rupay cc and not on Magnus in fact. So my confusion is that, can i redeem these all 53k points under Magnus benefits? Or i am eligible to redeem only 45k points under Magnus scheme? Also i would like to know whats the maximum benefit that i can take now to redeem my points? I don't travel much hence hotel and flights are not my priority as of now, however if these points will give me good valueback and will remain valid for another year, i will redeem my points for hotel or flight too.
Suppose if i close my Magnus cc with out redeeming its points, what will happen to my points?

Magnus (Without burgundy) has a transfer ratio of 5:2 while other cards below it have 10:1 or even 20:1 so you can transfer at 5:2 till you hold Magnus later it will become what the next available cards offers