Best Bank for Opening a BSBDA

[kuchrm]

A

Yes, I do.

Any problems till now. And how many transactions you can make in one financial year. Which payment method is good for bsbda

 

[Ram1]

How much transactions you make in one BSBDA account in one financial year ? Any problem faced. I have opened idfc first recently

Yes now they r very strict. Freezing accounts. Upto 50k per month is safe i feel

 

[kuchrm]

Yes now they r very strict. Freezing accounts. Upto 50k per month is safe i feel

Means idfc Pratham or BSBDA is same as your BSBDA variant. Am I right? And there is no particular limit for the account. But how much usually you do per month from your BSBDA account.

And also can we have regular savings account in another bank while holding bsbda in one bank ?

 

[Ram1]

Means idfc Pratham or BSBDA is same as your BSBDA variant. Am I right? And there is no particular limit for the account. But how much usually you do per month from your BSBDA account.

Actually some banks wont follow the rules of bsbda and gives us freedom to transact. For me bob and hdfc allowed me to transact to any amount even lakhs.
Unfortunately i closed both accs.
for the other side, Sbi is very strict. U can do more than 10k withdrawal per month.

And also can we have regular savings account in another bank while holding bsbda in one bank ?

Yes u can have as many as u want. If u want u can another regular account along with bsnda at same bank

 

[Anindya98]

How much transactions you make in one BSBDA account in one financial year ? Any problem faced. I have opened idfc first recently

Previously it was under 2L annually, not sure about the new rule.

 

[Anindya98]

Means idfc Pratham or BSBDA is same as your BSBDA variant. Am I right? And there is no particular limit for the account. But how much usually you do per month from your BSBDA account.

IDFC will indeed block your account if you do more upi transactions than usual.

And also can we have regular savings account in another bank while holding bsbda in one bank ?

Yes.
BSBDA account has many restrictions compared to a normal SB, if you can maintain then go for a normal account for a hassle-free experience.