Best Bank to Open a Savings Account and to get a Pre-Approved Credit Card offer?

[raghav_mri]

I will be turning 18 in a few months, can you please suggest some good banks that I can open an account with to get preapproved for a credit card, I am ready to maintain a MAB of 25K, Do suggest me some of the places where I can get started

 

[Rohan]

Pre-approved offers are totally depends on your transactions, bank relationship and credit report (Some cases not required) but you can go with this savings accounts.

1. HDFC Regular Savings Account (Try to maintain 25K).
2. ICICI Savings Account.
3. Axis Easy Access or Liberty Digital.
4. Kotak 811.

 

[SiddharthR]

Pre-approved offers are totally depends on your transactions, bank relationship and credit report (Some cases not required) but you can go with this savings accounts.

1. HDFC Regular Savings Account (Try to maintain 25K).
2. ICICI Savings Account.
3. Axis Easy Access or Liberty Digital.
4. Kotak 811.

Why not Savings Max?

 

[EINSTEIN]

First of all, get a secured credit card as soon as you turn 18. It would be the best way to generate cibil. Secondly I don’t think ICICI and HDFC give pre approved card below the age of 21. Don’t know about Kotak. Axis would be the best option in my opinion.

 

[raghav_mri]

First of all, get a secured credit card as soon as you turn 18. It would be the best way to generate cibil. Secondly I don’t think ICICI and HDFC give pre approved card below the age of 21. Don’t know about Kotak. Axis would be the best option in my opinion.

Can you suggest to me some of the good secured cards

 

[TheTrickySid]

First of all, get a secured credit card as soon as you turn 18. It would be the best way to generate cibil. Secondly I don’t think ICICI and HDFC give pre approved card below the age of 21. Don’t know about Kotak. Axis would be the best option in my opinion.

Hdfc gives cc below 21

 

[sathish]

i got pre-approval cc for icici & axis both account amb is zero

 

[EINSTEIN]

Hdfc gives cc below 21

i got pre-approval cc for icici & axis both account amb is zero

As pre-approved below age 21? As far as I know if one has income proof or FD then using special approval they can get any card at any age.

 

[EINSTEIN]

Can you suggest to me some of the good secured cards

Depends on the FD amount, HDFC, INDUSIND & SBI offer all their cards against FD. ICICI Platinum and IDFC WOW are two good options for a beginner.

 

[sayantanb211]

Why not Savings Max?

I got Credit card with 20k limit in Nov . Account opened in august that year.

 

[rsongs]

Pre-approved offers are totally depends on your transactions, bank relationship and credit report (Some cases not required) but you can go with this savings accounts.

1. HDFC Regular Savings Account (Try to maintain 25K).
2. ICICI Savings Account.
3. Axis Easy Access or Liberty Digital.
4. Kotak 811.

I am deciding to open a liberty account for pre approved credit card.So i am here to ask if there is a difference in opening liberty account online or offline by going branch?is there a difference for getting pre approved offer if i go through any one of above ?

 

[roshan mothukuri]

I am deciding to open a liberty account for pre approved credit card.So i am here to ask if there is a difference in opening liberty account online or offline by going branch?is there a difference for getting pre approved offer if i go through any one of above ?

waste of time with xis liberty 25k amb account for pre approved cc or loan offers, iam holding this ac since feb 2023 , till now not offers from them.

 

[Fini7777]

I will be turning 18 in a few months, can you please suggest some good banks that I can open an account with to get preapproved for a credit card, I am ready to maintain a MAB of 25K, Do suggest me some of the places where I can get started

Take a secured CC first use it for 6 months or above

Open hdfc savingsmax or axis liberty. And regularly use their debit cards
These two banks are very generous in issuing CC to below 21

ICICI - difficult at 18
Kotak- can't source cc right now due to rbi guidelines

 

[Fini7777]

I will be turning 18 in a few months, can you please suggest some good banks that I can open an account with to get preapproved for a credit card, I am ready to maintain a MAB of 25K, Do suggest me some of the places where I can get started

Some good sec cards : IDFC WOW, ICICI PLAT, SBI save or click

Make sure while opening account the occupation should be either salaried or self employed, I hope u got my point.