Best card for International ATM withdrawals

[Karma]

Hi all,

I am planning a trip to Iceland in November and currently looking for a trusted debit card with 0 Forex markup and low ATM withdrawal fee on international ATMs.

Basis my research I found Fi debit card and also stumbled on IndusInd Indie (MegaStar - Signature DC) as good options. I do have BookmyForex card but it has currency limitations (Iceland Krona not an option). I didn't have a good experience with Niyo's SBM account earlier and plan to carry a backup option (2 in total).

Are Fi (Infinite plan) and IndusInd Signature DC (MegaStar plan) good enough or would it better to look at IndusInd exclusive account. Is IndusInd Signature Exclusive Visa DC or MC DC a better alternative (Can maintain 1L MAB for exclusive account)?

Also, would be great if someone share their personal experience on what charges were actually levied on International ATM withdrawal on their IndusInd Exclusive DC (Visa and MC).

For POS transactions I plan to use my Infinia (with GVP) and Marquee if required.

Help is greatly appreciated!

 

[ChurningNoob]

Fi Infinite is a good option and as a backup I used to carry NiyoX but they now are charging 500 for atm withdrawal so I'll be switching to indusind exclusive.

So Fi + indusind should be good

 

[sourpai]

IDFC Wow credit card - no interest charges for ATM withdrawals and zero forex markup

 

[Anindya98]

As of September 2023, the Niyo Global DCB card (savings account) charges INR 300 plus GST per international ATM withdrawal transaction. The Niyo Global DCB card has zero forex markup, which means there are no additional fees for international transactions.

Hi all,

I am planning a trip to Iceland in November and currently looking for a trusted debit card with 0 Forex markup and low ATM withdrawal fee on international ATMs.

Basis my research I found Fi debit card and also stumbled on IndusInd Indie (MegaStar - Signature DC) as good options. I do have BookmyForex card but it has currency limitations (Iceland Krona not an option). I didn't have a good experience with Niyo's SBM account earlier and plan to carry a backup option (2 in total).

Are Fi (Infinite plan) and IndusInd Signature DC (MegaStar plan) good enough or would it better to look at IndusInd exclusive account. Is IndusInd Signature Exclusive Visa DC or MC DC a better alternative (Can maintain 1L MAB for exclusive account)?

Also, would be great if someone share their personal experience on what charges were actually levied on International ATM withdrawal on their IndusInd Exclusive DC (Visa and MC).

For POS transactions I plan to use my Infinia (with GVP) and Marquee if required.

Help is greatly appreciated!

 

[Anindya98]

IDFC Wow credit card - no interest charges for ATM withdrawals and zero forex markup

It's a FD based card

 

[codenerd]

As of September 2023, the Niyo Global DCB card (savings account) charges INR 300 plus GST per international ATM withdrawal transaction. The Niyo Global DCB card has zero forex markup, which means there are no additional fees for international transactions.

Te extra charges can also be levied upon as per the discretion and norms of the local bank fo that country. I have faced it in Thailand with both scenriois where u had to pay beyond 300 and also where I had to pay only 300.

 

[Anindya98]

As of September 2023, the Niyo Global DCB card (savings account) charges INR 300 plus GST per international ATM withdrawal transaction. The Niyo Global DCB card has zero forex markup, which means there are no additional fees for international transactions.

Check this for more details

Niyo Global - International Debit and Credit Card with Zero Forex Markup

Enjoy your international travel with the best debit and credit card Niyo Global and enjoy zero markups on your Forex transactions. Save money while you travel, and earn 6.5% interest* on your savings account.

goniyo.com

 

[Karma]

Te extra charges can also be levied upon as per the discretion and norms of the local bank fo that country. I have faced it in Thailand with both scenriois where u had to pay beyond 300 and also where I had to pay only 300.

Believe the additional local bank charges for ATM withdrawal will be levied on both Fi and Indus exclusive DC?

 

[sourpai]

It's a FD based card

Is that a problem? If you have lot of FDs, diverting 1-2L should not be a problem ideally

 

[Karma]

Is that a problem? If you have lot of FDs, diverting 1-2L should not be a problem ideally

What will be the ATM withdrawal charges on this?

 

[Anindya98]

Is that a problem? If you have lot of FDs, diverting 1-2L should not be a problem ideally

He is looking for DC that's why I didn't mention it Niyo Global CC also gives zero Forex charges

 

[rafzy]

Hi all,

I am planning a trip to Iceland in November and currently looking for a trusted debit card with 0 Forex markup and low ATM withdrawal fee on international ATMs.

Basis my research I found Fi debit card and also stumbled on IndusInd Indie (MegaStar - Signature DC) as good options. I do have BookmyForex card but it has currency limitations (Iceland Krona not an option). I didn't have a good experience with Niyo's SBM account earlier and plan to carry a backup option (2 in total).

Are Fi (Infinite plan) and IndusInd Signature DC (MegaStar plan) good enough or would it better to look at IndusInd exclusive account. Is IndusInd Signature Exclusive Visa DC or MC DC a better alternative (Can maintain 1L MAB for exclusive account)?

Also, would be great if someone share their personal experience on what charges were actually levied on International ATM withdrawal on their IndusInd Exclusive DC (Visa and MC).

For POS transactions I plan to use my Infinia (with GVP) and Marquee if required.

Help is greatly appreciated!

Check out this app named "ATM Fee Saver" in Android (not sure if its available in ios). shows all ATM charges for all countries. Shows ATMs that dont have special charges as well. Check it out.