Best combo of free credit cards.

[hgupta]

What are the best combo for free credit cards, which covers approx every deal and offer and other benifits online as well as offline.

 

[m1n8]

It's quite simple, get as many as you get! If it's LTF, who cares what card it is!

 

[hgupta]

It's quite simple, get as many as you get! If it's LTF, who cares what card it is!

too much of everything is bad. That's why it should be balanced.

 

[m1n8]

too much of everything is bad. That's why it should be balanced.

Well, if our Guruji, @TechnoFino can maintain 40+ cards, we can manage 10-12 LTF cards for sure!

 

[Sreerag]

Well, if our Guruji, @TechnoFino can maintain 40+ cards, we can manage 10-12 LTF cards for sure!

I follow the 3U cycle. Utilize, Upgrade and Unfasten. Take a card, use it. If that's not worth you, try upgrading. Even if that didn't help, Unfasten (discard) I don't like keeping too many cards. One card for a purpose only. Why keeping too many cards, when you only use 2-3 cards a month. I understand that everyone, including me like to collect cards and use them for different purposes, earn rewards... But annual fees, interest, forgetting, and it is a hassle to carry all cards. So take one card for each use, don't take the same upgrades. For eg why have Coral if you already have Rubyx, vice versa. Why take Axis Vistara Platinum if you have Signature one... So you can manage your cards better. Otherwise there's no harm taking LTF. Credit limit thing only, but you can increase that 🙂