Best Credit card bill payment apps

[phani11]

Gone are the days when Cred used to give good cashback for each credit card bill payment.

Now, cred hardly gives more than 10 rs, and most of the times, it just gives useless coins.

Below are alternative options now for paying credit card bill -
1. Mobikwik - mobikwik gives 1% cashback credit card bill. Flat cashback is always better than rewards and redemption.
2. Hdfc bill pay , using hdfc app, you can get 1% rewards ( debit card has to be visa platinum)
3. In axis, also there is 1% reward using visa platinum card. And if you have liberty account, spending 75,000 in a quarter, gives you a 750 rs voucher every quarter from axis.
4. Cheq app - this is a new app, it also give around 2% cashback, I guess. But there are soo many transaction failures. Also it takes 3-4 days. I tried to pay for my axis card and it stuck. If your due date is > 7 days, then only try this option.


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[Wealth is my birth right!]

1 and 2 are proven
Cheq failure rate is high

 

[vikasbrb]

for point no 2, debit card has to be from same bank or any other bank also works?

 

[phani11]

for point no 2, debit card has to be from same bank or any other bank also works?

Hdfc debit card only

 

[nanauser]

In case of cheq, the app shows that the value of 1 cheq coin is 0.25 INR and they provide 1% cheq coins on bill payment which brings down the cashback to 0.25% if redeemed into account directly.

If the coins are redeemed in Amazon pay (using gift card) then the value of 1 cheq coin is 0.5 INR which makes the cashback value 0.5%.

 

[bugmenot]

Axis burgundy and burgundy private debit card gives edge reward points on any spends. You may use that while paying cc bills on any app. Those ER points gets clubbed with any HNI axis cc like magnus, reserve, etc.

 

[TheMentalist]

Axis burgundy and burgundy private debit card gives edge reward points on any spends. You may use that while paying cc bills on any app. Those ER points gets clubbed with any HNI axis cc like magnus, reserve, etc.

including wallet loads like paytm directly??

 

[Anil_Singh]

Any debit card suggestion for Axis Liberty, SBI, Kotak?

 

[EINSTEIN]

Axis burgundy and burgundy private debit card gives edge reward points on any spends. You may use that while paying cc bills on any app. Those ER points gets clubbed with any HNI axis cc like magnus, reserve, etc.

For burgundy card value back after converting to miles is 0.8%
For private it’s 1.2%

 

[Manoj Pant]

What about paying cc bill from New Payzapp app bill portal with HDFC Millennia debit card?

 

[bugmenot]

including wallet loads like paytm directly??

I don't have so can't comment. You may refer this https://www.axisbank.com/axis-edge-rewards/burgundy

 

[SiddharthR]

3.(Corrected) Axis Liberty account, any P2M spends via Netbanking/DC/UPI, etc : spend 60K/quarter to get ₹750 voucher. (And AFAIK, Axis ko jagana padta is 750 voucher ke liye, and twitter DM works good for that)

 

[Wealth is my birth right!]

For burgundy card value back after converting to miles is 0.8%
For private it’s 1.2%

It’s 2ER for 100 dom and 6 ER for 100 intl right

 

[EINSTEIN]

It’s 2ER for 100 dom and 6 ER for 100 intl right

Nope

 

[RCB]

Chq worked fine for me so far. Did 2l payments this month and got vouchers on Bigbasket for 2k..so 1% without any limits..also funds are deposited immediately for my Magnus and Ultimate cards

 

[jack333]

Gone are the days when Cred used to give good cashback for each credit card bill payment.

Now, cred hardly gives more than 10 rs, and most of the times, it just gives useless coins.

Below are alternative options now for paying credit card bill -
1. Mobikwik - mobikwik gives 1% cashback credit card bill. Flat cashback is always better than rewards and redemption.
2. Hdfc bill pay , using hdfc app, you can get 1% rewards ( debit card has to be visa platinum)
3. In axis, also there is 1% reward using visa platinum card. And if you have liberty account, spending 75,000 in a month gives you additional 500 rs cashback each month.
4. Cheq app - this is a new app, it also give around 2% cashback, I guess. But there are soo many transaction failures. Also it takes 3-4 days. I tried to pay for my axis card and it stuck. If your due date is > 7 days, then only try this option.

@Abhishek012 @Wealth is my birth right! @Credit Karma @kkk
@MartianArmy
@007
@Wealth is my birth right!
@hariks789
@bugmenot
@gurubhai
@loveshah
@Tosh
@athadfjp
@dhiraz
@Strange
@Rahul Gupta
@harshd
@visvin
@rpawar0703
@aay001
@twugd
@Shashank2210
@jubit
@Copycat
@FinoGuy
@NOOBY
@jack333
@RajBlr
@visvin
@Predator
@phani11
@satish0987
@Ram1
@zealot
@TheMentalist
@Enthusiast
@CVR
@vm999
@Life_style
@Dazzwilliams
@ps121
@adigk
@iAmPm
@lhgeek
@SiddharthR
@kshitij_0
@Arseon
@Ragul
@harsh42s

Best cards for double dip on cheq
1. Hdfc millenia (1% upto 400)
2. IndusInd mastercard world select and exclusive (0.93% upto 1050)
3. Rbl signature plus (1% upto 1000)
4. Idfc wealth and private (1 and 1.5% respectively but to be confirmed as their reward system is new)

On Mobikwik
Easyshop platinum 1%
Millenia 2.5% if merchant is mobikwik and 1% if merchant is one mobikwik

 

[Akash Topder]

As far as I know for Axis only debit cards issued with axis liberty and burgundy account gives cashback for CC bill spends.

 

[Akash Topder]

Best cards for double dip on cheq
1. Hdfc millenia (1% upto 400)
2. IndusInd mastercard world select and exclusive (0.93% upto 1050)
3. Rbl signature plus (1% upto 1000)
4. Idfc wealth and private (1 and 1.5% respectively but to be confirmed as their reward system is new)

On Mobikwik
Easyshop platinum 1%
Millenia 2.5% if merchant is mobikwik and 1% if merchant is one mobikwik

What is the probability of getting mobikwik as merchant and not one mobikwik?

 

[Anil_Singh]

As far as I know for Axis only debit cards issued with axis liberty and burgundy account gives cashback for CC bill spends.

Liberty debit card gives cashback for cc bill spends?

 

[Akash Topder]

Liberty debit card gives cashback for cc bill spends?

I'm not sure. Other users may shed some light into it.