Hi All
I am aware that there are multiple ways to pay Electricity bill via Apay or Airtel Axis etc.
But I am in a unique situation where our society electricity bill can be paid via 3rd Party App Xenius Sems. The App only supports two payment gateways Zaakpay and HDFC.
HDFC gateway supports DCB card which I have, but the transaction charges are 2% + GST which brings the overall return to approx 1% via DCB CC.
Zaakpay though has a transaction charge of only 0.79% but supports Rupay and Visa.
Now the question is that is there any good CC in the Rupay or Visa network which can provide me better rewards on the Zaakpay gateway than the approx 1% return I am getting via DCB on the HDFC portal.
Note: I am holding cards such as Apay ICICI, Tata Neu Infinity, HSBC cashback, SBI cashback, Airtel Axis etc but seems like they will be of no use.
I am aware that there are multiple ways to pay Electricity bill via Apay or Airtel Axis etc.
But I am in a unique situation where our society electricity bill can be paid via 3rd Party App Xenius Sems. The App only supports two payment gateways Zaakpay and HDFC.

HDFC gateway supports DCB card which I have, but the transaction charges are 2% + GST which brings the overall return to approx 1% via DCB CC.

Zaakpay though has a transaction charge of only 0.79% but supports Rupay and Visa.

Now the question is that is there any good CC in the Rupay or Visa network which can provide me better rewards on the Zaakpay gateway than the approx 1% return I am getting via DCB on the HDFC portal.
Note: I am holding cards such as Apay ICICI, Tata Neu Infinity, HSBC cashback, SBI cashback, Airtel Axis etc but seems like they will be of no use.