what's important to you - cashback/ reward points for redemption against services - hotels, traveling? lounge access?
what's your spends split and total expenditure that you can move to cards?
If no HSBC card then use SBI CB+maximize/dealzy trick to buy vouchers and get 7-7.5%. Even Tata neu Infinity voucher gives 6%. For instamart nothing better than HDFC Swiggy card. For offline supermarket IDFC Power plus also gives 5% RPs upto Rs.2000 spends per month