Best Credit card or forex card for singpore travel

[JoshuaJebaraj]

Hello everyone


I’m planning an upcoming trip to Singapore and anticipate spending around ₹2 lakh, including hotel and flight bookings. I live in a tier-2 city where Au Bank and IDFC Bank services are not available.


I have a few questions:

1. I see two types of cards: one is a forex card and the other is a 0% forex card. Which one would be better for my trip?
2. I tried to book some hotels via Booking.com, and it shows prices in foreign currency. Will this be considered a forex spend?
3. Which card would you recommend for this trip?
   Currently Holding account in HDFC,ICIC and Kotak
   CC portfolio ICIC Coral, ICIC Amazon card, HDFC millinea

 

[drsel]

Get Atlas for 4% return on everything and 10% on hotels and airlines tickets

 

[drsel]

Atlas also has free domestic and international lounge access without any spend requirement

 

[BVCBVC is verified member.]

Atlas also has free domestic and international lounge access without any spend requirement

All of a sudden looking at your DP, I am assuming @RewardsAlert is here. Need sometime to get adjusted .

 

[Quiksilver27]

All of a sudden looking at your DP, I am assuming @RewardsAlert is here. Need sometime to get adjusted .

so true.. i felt the same when i first saw his new dp..

 

[drsel]

All of a sudden looking at your DP, I am assuming @RewardsAlert is here. Need sometime to get adjusted .

He has abandoned technoFino permanently.
he has his own private group now on telegram.
I was invited to be a paid member

 

[drsel]

 

[BVCBVC is verified member.]

Yes, we get good discounted rates using ITC green points. Even their F&B deals are good.

 

[drsel]

Yes, we get good discounted rates using ITC green points. Even their F&B deals are good.

The problem is there are hardly any ITC hotels outside India
It is only good for domestic travel and tourism.

I only posted this short video to prove that Atlas card is best for his foreign trip

 

[drsel]

I think Vistara would be a better transfer partner compared to ITC, if you want to go abroad.

The point values of Air France, Air India, Qantas, Spicejet, AirAsia, IHG in group B are much inferior to Vistara.
I have made a thread comparing all the point values of group B partners

 

[enlightedinvestor]

Hello everyone


I’m planning an upcoming trip to Singapore and anticipate spending around ₹2 lakh, including hotel and flight bookings. I live in a tier-2 city where Au Bank and IDFC Bank services are not available.


I have a few questions:

1. I see two types of cards: one is a forex card and the other is a 0% forex card. Which one would be better for my trip?
2. I tried to book some hotels via Booking.com, and it shows prices in foreign currency. Will this be considered a forex spend?
3. Which card would you recommend for this trip?
   Currently Holding account in HDFC,ICIC and Kotak
   CC portfolio ICIC Coral, ICIC Amazon card, HDFC millinea

1. Go for zero forex cards.
2. Yes, it will be considered as forex spending.
3. You can go for RBL World Safari also. Its pretty good card. I got this card mainly for zero forex benefit & also benefits like travel insurance & lounge access (both domestic & international). The only downside is fee of Rs 3000 but for the 1st year you get Rs 3000 MMT voucher as well which makes it kind of FYF plus for forex spend of 2lac you would save 7000 (excl. GST) in FX fee (assuming 3.5%).

Also, if applying for any card, apply through caskaro to get extra cashback for applying card. Link in my signature.

 

[BVCBVC is verified member.]

The problem is there are hardly any ITC hotels outside India
It is only good for domestic travel and tourism.

I only posted this short video to prove that Atlas card is best for his foreign trip

Yes, domestic ITC is best and suits my needs. International Marriott is best.

 

[JoshuaJebaraj]

Get Atlas for 4% return on everything and 10% on hotels and airlines tickets

The joining fee is little bit above my budget, also I am not sure I'll be eligible for that

 

[drsel]

The joining fee is little bit above my budget, also I am not sure I'll be eligible for that

5900 joining fee and you will get 2500 miles worth 5000, and you need 12 lacs ITR

 

[am11]

You can book hotels from Agoda and get the book my forex card.
I did the same when I went to Singapore

 

[EternallyHopeful]

Go for zero forex cards. IDFC Wow is such underrated card. It's FD-backed but has 0 forex charges. AU Ixigo, too, is a good card for zero forex.