Best credit card to get max value after HDFC DCB?

[ltf4ever]

i have ltf dcb and it was my go-to card for the last few months due to its 3.3% base reward rate and smartbuy accelerated (10%) rate.

but for the past 2 months,
1. hdfc missed on giving me monthly milestone benefits and i had to escalate to get it.
2. did not credit November smartbuy points and i had to escalate to get it.
3. did not credit december smartbuy points and despite my escalations, they are just blatantly lying that they have credited the points. i have shared the screenshot of my latest statement with them to prove that i did not get the points. they are going on pushing the resolution date.

i need a hassle free experience now.

given the recent sbi fiasco of first giving and then deducting cashback, i am staying away from the sbi cashback card. and not a big fan of airmiles either.

someone please suggest a credit card that i can use for daily use in absence of any offers both online and offline (high base reward rate, preferably converting to cash/cb).
i am currently using axis-fk and idfc wealth as it gives at least 1.5% cb rate.

 

[CVR]

Standard Chartered Ultimate if you want simple reward structure or Axis Magnus if you can spend 1 lakh per month and use points transfer to air miles. Amex MRCC if you want to enter amex system, useful for upto 6k (for 1k bonus points) and 20k (for 2k bonus points) per month.

 

[ltf4ever]

Standard Chartered Ultimate if you want simple reward structure or Axis Magnus if you can spend 1 lakh per month and use points transfer to air miles. Amex MRCC if you want to enter amex system, useful for upto 6k (for 1k bonus points) and 20k (for 2k bonus points) per month.

which one of these has the most versatility in terms of points redemption options? I have heard magnus is mostly beneficial for airmiles transfer. same with amex?

 

[sv004]

How can we get sc ultimate in a city where its branch is not located. In my case i have dcp they credit regular points but for acclerated points from gyftr. I have to mail them again and again

 

[CVR]

which one of these has the most versatility in terms of points redemption options? I have heard magnus is mostly beneficial for airmiles transfer. same with amex?

all have options to buy vouchers etc.. but magnus value will go down if not used for miles.. in that context stanc ultimate is good for ur usecase.. mrcc will give u 7.5% value for buying vouchers from 18k/24k program if u only do 4x1500 per month.. so get both stanc ultimate & amex mrcc if u can..

 

[Teja Bhai]

I guess Standard Chartered Ultimate Credit Card will be a good choice considering the simplicity of the reward system.