Best fd based credit card

[prash1161]

I closed one card and idfc wow. Both were terrible.

Recommend a good card

 

[prash1161]

Suggest according to your experience and benefits
Thanks
I am 19 currently

 

[Deleted member 11974]

none
wait till you get 21 and go for unsecured card

 

[Vasuki]

I closed one card and idfc wow. Both were terrible.

Recommend a good card

Go with kotak 811 with serviable address of major city .
Usp - they increase limit in fd card .

If u have more money - like 50-1 lakh get icici fd coral cc ( if u want railway lounge) else platinum.
Having high limit fd card helps you in high limit unsecured from starting.
For bank account .
Use hdfc digi youth saving account as primary account (2500 mab ) .
Use fyf Millniea dc - reload 40k via Amazon pay . Enjoy 400 free every month 🥸.
& Sit back relax .

If i have 3-4 lakh spare .there is different strategies..

- mark this as solution 😎

 

[Lobogris]

I closed one card and idfc wow. Both were terrible.

Recommend a good card

What was wrong with these cards?

 

[Vasuki]

What was wrong with these cards?

None is bad its expectations which sees good or bad

 

[prash1161]

I

Go with kotak 811 with serviable address of major city .
Usp - they increase limit in fd card .

If u have more money - like 50-1 lakh get icici fd coral cc ( if u want railway lounge) else platinum.
Having high limit fd card helps you in high limit unsecured from starting.
For bank account .
Use hdfc digi youth saving account as primary account (2500 mab ) .
Use fyf Millniea dc - reload 40k via Amazon pay . Enjoy 400 free every month 🥸.
& Sit back relax .

If i have 3-4 lakh spare .there is different strategies..

- mark this as solution 😎

I have hdfc 25k mab one
I have platinum dc, should I get millenium?
And i can arrange 3l what's the strategy?

 

[prash1161]

What was wrong with these cards?

One card reward was nothing. Idfc didn't liked and when closed it they gave money back in months bad service

 

[prash1161]

Go with kotak 811 with serviable address of major city .
Usp - they increase limit in fd card .

If u have more money - like 50-1 lakh get icici fd coral cc ( if u want railway lounge) else platinum.
Having high limit fd card helps you in high limit unsecured from starting.
For bank account .
Use hdfc digi youth saving account as primary account (2500 mab ) .
Use fyf Millniea dc - reload 40k via Amazon pay . Enjoy 400 free every month 🥸.
& Sit back relax .

If i have 3-4 lakh spare .there is different strategies..

- mark this as solution 😎

Coral is not LTF

 

[Vasuki]

I

I have hdfc 25k mab one
I have platinum dc, should I get millenium?
And i can arrange 3l what's the strategy?

If u have cc bill platinum is best for
Wallet reload & free 400 - Millniea hands down

Thread 'How to get super premium cards ltf as a student 1O1' https://www.technofino.in/community...per-premium-cards-ltf-as-a-student-1o1.21725/


@Bugs Bunny .


There is one guy with infinia .. I don't remb his username

 

[Vasuki]

Coral is not LTF

Yes thats why i mentioned if u want railway lounge else platinum

 

[Bugs Bunny]

If u have cc bill platinum is best for
Wallet reload & free 400 - Millniea hands down

Thread 'How to get super premium cards ltf as a student 1O1' https://www.technofino.in/community...per-premium-cards-ltf-as-a-student-1o1.21725/


@Bugs Bunny .


There is one guy with infinia .. I don't remb his username

I don't think many would wait for years to get a pre approved offer. Had I been aware of credit cards and stuff I also would've hurried up and messed up my things. So sometimes ignorance helps.

 

[Vasuki]

I don't think many would wait for years to get a pre approved offer. Had I been aware of credit cards and stuff I also would've hurried up and messed up my things. So sometimes ignorance helps.

What u said .
Gone above my head

 

[Bugs Bunny]

What u said .
Gone above my head

Are bhai muje pre approved offer mila kyuki maine apna debit card 2 sal Tak use kra. Tabhi first offer regalia ltf 3L lomit ka mila. Agar mujhe credit cards ka hisab kitab hota to mai adheer (impatient) ho jata aur koi theek thak se card me settle ho jata jiski limit b Kam hi rehti.

 

[Vasuki]

Are bhai muje pre approved offer mila kyuki maine apna debit card 2 sal Tak use kra. Tabhi first offer regalia ltf 3L lomit ka mila. Agar mujhe credit cards ka hisab kitab hota to mai adheer (impatient) ho jata aur koi theek thak se card me settle ho jata jiski limit b Kam hi rehti.

Ofc you have to maintain & use money either rotate or just spend

 

[prash1161]

Ofc you have to maintain & use money either rotate or just spend

Idfc mai jab mai jada rakhta tha tab wealth ke offer aye thy aur rm jo ki ....... Tha

 

[Vasuki]

Idfc mai jab mai jada rakhta tha tab wealth ke offer aye thy aur rm jo ki ....... Tha

Getting idfc select or wealth at starting is best

 

[prash1161]

Getting idfc select or wealth at starting is best

No bro chu bank.
I closed acc

 

[Vasuki]

No bro chu bank.
I closed acc

I too closed my account bcz the branch was in non service area . So no cc

 

[prash1161]

I too closed my account bcz the branch was in non service area . So no cc

i can't even close bcoz my 10k is been holded by cybercell in chain feeeze so converted acc into 10k mab and getting 30rs intrest every month