Best HDFC Debit Card

[Sanjay]

I want to upgrade from HDFC Millennia Debit card in HDFC bank only. Which debit card should I prefer

 

[asen]

Depends on your need. Millennia is a good debit card in terms of rewards for online transactions. Only drawback is the time it takes to credit cashback. You can also opt for Platinum debit card which gives 1% cashback upto 750 per month via hdfc bill pay.

 

[Sanjay]

Thanks for the recommendation. 😇

 

[viveksingh1005]

@Sanjay Millenia is better in most aspect except the limit of rs 400/month and 90 days it take to credit the cashback.

though the Platinum has advantage when it comes to repaying the non hdfc CC bill above 40k , so if u spend more than 40k every month then only u should opt for Platinum

 

[Sanjay]

@Sanjay Millenia is better in most aspect except the limit of rs 400/month and 90 days it take to credit the cashback.

though the Platinum has advantage when it comes to repaying the non hdfc CC bill above 40k , so if u spend more than 40k every month then only u should opt for Platinum

Thanks brother. I will stick to Milllennia for now. 😇

 

[Mayank]

@Sanjay Millenia is better in most aspect except the limit of rs 400/month and 90 days it take to credit the cashback.

though the Platinum has advantage when it comes to repaying the non hdfc CC bill above 40k , so if u spend more than 40k every month then only u should opt for Platinum

Can you please confirm that, is it easyshop platinum or easyshop classic platinum or both, which gives 750 per month cashback for paying credit card bills of other bank via hdfc billpay

 

[Mayank]

Depends on your need. Millennia is a good debit card in terms of rewards for online transactions. Only drawback is the time it takes to credit cashback. You can also opt for Platinum debit card which gives 1% cashback upto 750 per month via hdfc bill pay.

Can you please confirm that, is it easyshop platinum or easyshop classic platinum or both, which gives 750 per month cashback for paying credit card bills of other bank via hdfc billpay

 

[viveksingh1005]

Can you please confirm that, is it easyshop platinum or easyshop classic platinum or both, which gives 750 per month cashback for paying credit card bills of other bank via hdfc billpay

Easy shop platinum

 

[hriday.haria]

I can tell you which Debit Card not to go for, that is one and only Times Point Debit Card 😆🤣

 

[technofino1]

Best is millenia. I just load my paytm wallet 40k each month and use it for my card payments or withdraw it back.

Do this every month and you will get 4800 easily without any confusion annually.

 

[pratikjain4]

Paytm

Best is millenia. I just load my paytm wallet 40k each month and use it for my card payments or withdraw it back.

Do this every month and you will get 4800 easily without any confusion annually.

Paytm would add their own charges when adding to wallet, right ? That is much more than the 1% that Millennia will give back.

 

[Sanjay]

Best is millenia. I just load my paytm wallet 40k each month and use it for my card payments or withdraw it back.

Do this every month and you will get 4800 easily without any confusion annually.

hello can you elaborate little more bro ? how we will get ₹4800 cashback?

 

[sampatir]

hello can you elaborate little more bro ? how we will get ₹4800 cashback?

400*12

 

[Extrovert🌃]

Paytm

Paytm would add their own charges when adding to wallet, right ? That is much more than the 1% that Millennia will give back.

Paytm wallet recharge is still eligible for the Cashback? I had 6k in negative balance in my hdfc regular account due to non maintanence of AMB but this march, all the negative charges were removed automatically so started using hdfc again but stuck with easyrewards mastercard. Was thinking to upgrade to millennia but i am not able to upgrade via app.

 

[Extrovert🌃]

@Sanjay Millenia is better in most aspect except the limit of rs 400/month and 90 days it take to credit the cashback.

though the Platinum has advantage when it comes to repaying the non hdfc CC bill above 40k , so if u spend more than 40k every month then only u should opt for Platinum

90 Days starts from the last day of the month in which Txn took place so minimum 90 days , Max 120/122 days , phew

 

[GURPS]

90 Days starts from the last day of the month in which Txn took place so minimum 90 days , Max 120/122 days , phew

is this still working for calculating cashback disbursal date?