Hdfc optimaI am a 25-year-old and hold a corporate policy. Need personal Heath Insurence so which policy should i opt for?
If someone has done a cholestrol test , and that cholestrol test states that it's at borderline (198) , so do i need to mention that , even if it's at borderlineMake sure
-it doesn't have any room rent capping
- Zero Co pay clause
-Waiting period Pre-existing diseases (2yr or less)
And should offer Super top up (if you are planning now or latter, ideal to go for same company).
Before taking any Health insurance please declare all health related issues (Sugar/ BP/ Cholesterol/ even Thyroid etc)
My recommendation- ICICI Health Shield/ HDFC Health optima
Worst among all . The only good thing about them is their strong agent network who will push their products no matter what . My near and dears have faced numerous instances of claim rejection with star health insuranceHow is star health insurance
Actually bought one week back , it's a family plan ... Should I cancel it?Worst among all . The only good thing about them is their strong agent network who will push their products no matter what . My near and dears have faced numerous instances of claim rejection with star health insurance
Every insurance policy has 15 day free look period in which you can cancel it without paying any charges . So you can decide about the same .I have
Actually bought one week back , it's a family plan ... Should I cancel it?
Thanks for your recommendation.Make sure
-it doesn't have any room rent capping
- Zero Co pay clause
-Waiting period Pre-existing diseases (2yr or less)
And should offer Super top up (if you are planning now or latter, ideal to go for same company).
Before taking any Health insurance please declare all health related issues (Sugar/ BP/ Cholesterol/ even Thyroid etc)
My recommendation- ICICI Health Shield/ HDFC Health optima