Best health insurence

[Iamgora]

I am a 25-year-old and hold a corporate policy. Need personal Heath Insurence so which policy should i opt for?

 

[Wealth is my birth right!]

I am a 25-year-old and hold a corporate policy. Need personal Heath Insurence so which policy should i opt for?

Hdfc optima
U can pay premium by emi too from cc

 

[MAHESH9D]

hdfc ergo...

 

[thebonginvestor]

Make sure
-it doesn't have any room rent capping
- Zero Co pay clause
-Waiting period Pre-existing diseases (2yr or less)
And should offer Super top up (if you are planning now or latter, ideal to go for same company).
Before taking any Health insurance please declare all health related issues (Sugar/ BP/ Cholesterol/ even Thyroid etc)
My recommendation- ICICI Health Shield/ HDFC Health optima

 

[kushhh]

I

Make sure
-it doesn't have any room rent capping
- Zero Co pay clause
-Waiting period Pre-existing diseases (2yr or less)
And should offer Super top up (if you are planning now or latter, ideal to go for same company).
Before taking any Health insurance please declare all health related issues (Sugar/ BP/ Cholesterol/ even Thyroid etc)
My recommendation- ICICI Health Shield/ HDFC Health optima

If someone has done a cholestrol test , and that cholestrol test states that it's at borderline (198) , so do i need to mention that , even if it's at borderline

 

[jade]

I find Max Bupa Reassure to be one of the best.

 

[kushhh]

How is star health insurance

 

[Shvmchhbr]

Prefer PSU general insurance companies..they might not be as fast as private ..but their claim rejection ratio is least among all . Private sector companies reject claim for absurd reasons that is above anyone's understanding

 

[Shvmchhbr]

How is star health insurance

Worst among all . The only good thing about them is their strong agent network who will push their products no matter what . My near and dears have faced numerous instances of claim rejection with star health insurance

 

[kushhh]

I have

Worst among all . The only good thing about them is their strong agent network who will push their products no matter what . My near and dears have faced numerous instances of claim rejection with star health insurance

Actually bought one week back , it's a family plan ... Should I cancel it?

 

[Shvmchhbr]

I have

Actually bought one week back , it's a family plan ... Should I cancel it?

Every insurance policy has 15 day free look period in which you can cancel it without paying any charges . So you can decide about the same .

 

[Card noob]

Make sure
-it doesn't have any room rent capping
- Zero Co pay clause
-Waiting period Pre-existing diseases (2yr or less)
And should offer Super top up (if you are planning now or latter, ideal to go for same company).
Before taking any Health insurance please declare all health related issues (Sugar/ BP/ Cholesterol/ even Thyroid etc)
My recommendation- ICICI Health Shield/ HDFC Health optima

Thanks for your recommendation.

Has anybody known got any experience claiming in ICICI Health Shield since it is too good to be true??