Best LTF Credit card in Rupay

[jishnu1000]

Looking for suggestions on best lifetime free credit card for UPI transactions.

 

[Vasuki]

Looking for suggestions on best lifetime free credit card for UPI transactions.

Tata neu - best even with fyf .(1.5)
Kotak Myntra - fees 1.25 above 2k transaction
Axis iocl - 0.8%

 

[FinoGuy]

Pnb rupay select

 

[FinoGuy]

@Abhishek012
Some copy pasting needed here

 

[Abhishek012]

ICICI bank pre-approved lifetime free RuPay Coral physical credit card.

Indusind bank lifetime free RuPay Platinum credit card or additional lifetime free RuPay Platinum credit card with your existing card.

SBI simplysave RuPay CC also good, if you get pre-approved first year free card, card also working on all SBI Card 10% sales discount offer.

other cards are lifetime RuPay credit card -

Yes bank virtual only RuPay credit card with your existing card.
Kotak bank virtual only RuPay credit card with your existing card or Kotak lifetime free League RuPay credit card,
AU bank virtual only RuPay credit card with your existing card,
PNB lifetime free RuPay Platinum credit card (only condition is that use one time only Rs1 or more per quarter and annual fee wavier),
Axis indianoil, myzone, Kiwi and neo credit card on RuPay variant,
BOB easy and premier credit card lifetime free on RuPay variant.
HDFC bank - some people got lifetime free card on freedom, moneyback+, tata neu, indianoil, IRCTC, Business moneyback on RuPay network or HDFC virtual only RuPay credit card.

 

[FinoGuy]

HDFC bank - some people got lifetime free card on freedom, moneyback+, tata neu, indianoil, IRCTC, Business moneyback on RuPay network or HDFC virtual only RuPay credit card.

I think HDFC has stopped issuing LTF cards recently. Only FYF cards

 

[Ad.Astra]

Looking for suggestions on best lifetime free credit card for UPI transactions.

For me, it's Tata Neu (LTF) , because it offers Neu coin (reward) for even small value transactions and 1 coin is worth ₹1.
Whereas other cards offer only reward points and that too on transactions above ₹150 (eg. BOB Easy RuPay).

So Neu is better in terms of reward rate.

edit : added LTF info.

 

[qf037x42v]

I think HDFC has stopped issuing LTF cards recently. Only FYF cards

Got Tata neu infinity LTF last week.

 

[codenerd]

Got Tata neu infinity LTF last week.

how did you get LTF? Pls share

 

[qf037x42v]

how did you get LTF? Pls share

had the offer on tata neu app for a long time(already a HDFC account holder with Millennia LTF).
Finally applied last week, approved in 2 days, got the digital card on same day, physical card was delivered 3 days later.

 

[FinoGuy]

Got Tata neu infinity LTF last week.

Good to know..

 

[FinoGuy]

Got Tata neu infinity LTF last week.

Yours may be a special case! LTF offer might hv been initiated long time back by tata neu for u.
R u tata employee?

 

[qf037x42v]

Yours may be a special case! LTF offer might hv been initiated long time back by tata neu for u.
R u tata employee?

Probably. I had the LTF offer for more than 6 months. Not a fan of HDFC offerings but finally bit the bullet as I didnt have any rupay cc and couldn't stand the messy bank statements.
Nope not a Tata employee.

 

[jishnu1000]

For me, it's Tata Neu (LTF) , because it offers Neu coin (reward) for even small value transactions and 1 coin is worth ₹1.
Whereas other cards offer only reward points and that too on transactions above ₹150 (eg. BOB Easy RuPay).

So Neu is better in terms of reward rate.

edit : added LTF info.

Yes, only if its LTF (which seems to be rare these days)