sidp
TF Legend
Hi guys, I am looking for advice to open right indusind a/c variant & get a decent cc as NTB.
Once in a while I manage to go over the cb limit of hdfc esp( multiple a/c under family grouping). As many people are using indusind to pay cc bill & earn rewards, I got intrigued. (I have gone through indulge/pinnacle/legend + 0mab exclusive/grande/select threads.)
Some time back I had gone to nearby indusind branch. It was a disaster. They had no idea about their offering. Made no promises for any cc. They asked 2lpa investment for a locker.
Today I went to branch of nearby town. RM said she can open pioneer a/c with 10L ip. She can also provide me locker FYF in my nearby branch without any investment and I don't have to deal with them at all. She assured that as long as I do some transaction, there will be no downgrade even if I don't maintain mab.
She seemed genuine. But problem is she wasn't much familiar with cc( as this is a t2 city & customer dont demand higher variant ccs). 1st she talked to their cc guy & said she can give me aura/legend as ltf🤣. Pinnacle will be paid😵💫. I told her I am specifically interested pioneer ccs or at the very least indulge. So then she talked to boss of 1st guy and told pinnacle will be ltf but She can't commit any higher variant. It will depend on cibil not IP. (I had offered her 20-25L ip if she gets me any pioneer cc .)
I don't want to ask for unreasonable pricing, which will kill the negotiation. As indusind has so many pricing for different customers, Please suggest what is a reasonable ask. I am not interested in pinnacle cc ( Even ltf). I already have enough cards for lounge access/bms offer. I am interested only in decent joining/annual/milestone benefits or possible ecom/eazydiner offer.
Is pioneer legacy ltf a reasonable ask? What should be acceptable jf for indulge/ pioneer heritage with no af?
TIA
@vaibhav111 @helloworld @Vasuki
@TechnoFino
Once in a while I manage to go over the cb limit of hdfc esp( multiple a/c under family grouping). As many people are using indusind to pay cc bill & earn rewards, I got intrigued. (I have gone through indulge/pinnacle/legend + 0mab exclusive/grande/select threads.)
Some time back I had gone to nearby indusind branch. It was a disaster. They had no idea about their offering. Made no promises for any cc. They asked 2lpa investment for a locker.
Today I went to branch of nearby town. RM said she can open pioneer a/c with 10L ip. She can also provide me locker FYF in my nearby branch without any investment and I don't have to deal with them at all. She assured that as long as I do some transaction, there will be no downgrade even if I don't maintain mab.
She seemed genuine. But problem is she wasn't much familiar with cc( as this is a t2 city & customer dont demand higher variant ccs). 1st she talked to their cc guy & said she can give me aura/legend as ltf🤣. Pinnacle will be paid😵💫. I told her I am specifically interested pioneer ccs or at the very least indulge. So then she talked to boss of 1st guy and told pinnacle will be ltf but She can't commit any higher variant. It will depend on cibil not IP. (I had offered her 20-25L ip if she gets me any pioneer cc .)
I don't want to ask for unreasonable pricing, which will kill the negotiation. As indusind has so many pricing for different customers, Please suggest what is a reasonable ask. I am not interested in pinnacle cc ( Even ltf). I already have enough cards for lounge access/bms offer. I am interested only in decent joining/annual/milestone benefits or possible ecom/eazydiner offer.
Is pioneer legacy ltf a reasonable ask? What should be acceptable jf for indulge/ pioneer heritage with no af?
TIA
@vaibhav111 @helloworld @Vasuki
@TechnoFino
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