Best Savings Account with either an initial funding of up to 5 lakhs or a minimum balance of around 3 lakhs.

[whatever3430]

Exactly what the title says. I also hope for minimal branch visits and some semi-decent pre-approved credit cards. To be honest, the main priority is just a nice, smooth experience with good facilities and good support. I have an HDFC branch nearby, and the only thing they are good at is selling schemes and funds to invest. So, I do hope there are other banks where the branch manager or RM can be a bit more helpful, though I do know it’s more about location than the bank.

 

[TechnoFi]

Exactly what the title says. I also hope for minimal branch visits and some semi-decent pre-approved credit cards. To be honest, the main priority is just a nice, smooth experience with good facilities and good support. I have an HDFC branch nearby, and the only thing they are good at is selling schemes and funds to invest. So, I do hope there are other banks where the branch manager or RM can be a bit more helpful, though I do know it’s more about location than the bank.

kindly try hdfc preferred hni banking program.

 

[navdeep22]

Exactly what the title says. I also hope for minimal branch visits and some semi-decent pre-approved credit cards. To be honest, the main priority is just a nice, smooth experience with good facilities and good support. I have an HDFC branch nearby, and the only thing they are good at is selling schemes and funds to invest. So, I do hope there are other banks where the branch manager or RM can be a bit more helpful, though I do know it’s more about location than the bank.

You can also go with grandeur account of yesbank, through their rm and bm are shit, but account benifits are okay

 

[helloworld]

and the only thing they are good at is selling schemes and funds to invest. So, I do hope there are other banks where the branch manager or RM can be a bit more helpful, though I do know it’s more about location than the bank.

Its there for every bank and branch. Some take approaches lightly where others spammy way.

Best option for you IMO is that HDFC preferred program and convey the RM/BM your not interest, do note if you don't accept their offerings, they do the same. So, work with your bank account like no RM etc.

It works and peaceful, moreover its near to home. Initial 2 to 3 times, little persistamce but once you say stop, they'll definitely stop.

Applicable for all banks and branches.

This is the underlying problem that you have to deal first for any bank because without it, you can't deal any branch or bank.

 

[VasukiVasuki is verified member.]

Exactly what the title says. I also hope for minimal branch visits and some semi-decent pre-approved credit cards. To be honest, the main priority is just a nice, smooth experience with good facilities and good support. I have an HDFC branch nearby, and the only thing they are good at is selling schemes and funds to invest. So, I do hope there are other banks where the branch manager or RM can be a bit more helpful, though I do know it’s more about location than the bank.

Give us more information

1 you earn
2 source of income / money
3 your cibil / credit card profile
4 relationship with bank

 

[whatever3430]

Give us more information

1 you earn
2 source of income / money
3 your cibil / credit card profile
4 relationship with bank

I am preparing for my exams, but I also earn an income because I have rented out several properties in my name. These include five shops and two houses. The rent I receive amounts to approximately 1.5 lakhs per month. My CIBIL score is 750, which is primarily due to a secured credit card. I hold a secured IDFC First WOW account with a fixed deposit of 1.5 lakhs. I primarily bank with SBI. Additionally, I am 19 years old. The reason I have rented out almost all of my properties is that my parents passed away in January of last year, and I now live alone.

 

[whatever3430]

You can also go with grandeur account of yesbank, through their rm and bm are shit, but account benifits are okay

what do you think about kotak privy neon or icici wealth?

 

[arunb248]

I am preparing for my exams, but I also earn an income because I have rented out several properties in my name. These include five shops and two houses. The rent I receive amounts to approximately 1.5 lakhs per month. My CIBIL score is 750, which is primarily due to a secured credit card. I hold a secured IDFC First WOW account with a fixed deposit of 1.5 lakhs. I primarily bank with SBI. Additionally, I am 19 years old. The reason I have rented out almost all of my properties is that my parents passed away in January of last year, and I now live alone.

Sorry for your loss buddy. I suggest you to keep your first credit card LTF only(after a few months you can turn your card into unsecured). Coming to the bank account I can suggest Axis/HDFC and open a account variant based on your convenience(you can get suggestion from bank staff). Before account opening negotiate with bank manger to get a good credit card. The best option make them to send a written mail about your credit card. Final important advice is the bank staff may try to misguide to purchase insurance product(in their terms called as investment products). They will say to avoid income tax you need to invest in those products. Don't believe in those words. Take help from the people whom you are close to you to know about income tax....all the best