Best SBI Card for regular spends

[R@ndomiz€r]

I got a call from branch where they're offering me a VISA CC basis my long-standing relationship with the bank. I'll be tempted to take one from SBI if it is LTF and unsecured as they're offering a VISA card which is missing from my current catalogue. Additionally, SBI has frequent discounts on Amazon and FK which is an additional motivation. Which card if offered LTF, should I take considering I already have the following cards -

Tata Neu Infinity (Rupay)
Regalia (MC World)
AMEX MRCC and Gold

My spends are mostly around rent, utility bills, dining, movies, online shopping and medical bills from offline stores. All suggestions are welcome. Thanks in advance.

 

[Enthusiast]

I dont think SBI gives LTF offer for their first card, If you use it for atleast 2 years then they might consider.

Others can add their experiences...

 

[skvignesh]

SimplyClick for instant discounts on amaz & fk. they will not give LTF but they are give fees wavier if you have used CC regularly. also yearly fees waiver milestone is less 1L only compared other cards you may easily attain . also check simply save if you re heavy offline spender.

or

sbi cashback for 5% online spends(exclusions there check it in forum old posts & official page) but 1198 joining & annual fees ( they will not provide LTF or fees wavier easily for this)

 

[R@ndomiz€r]

Thanks for your suggestions. Simply Save and Simply click seem like better choices as opposed to Cashback card with so many restrictions.

For simply save, are all offline spends like POS transactions for medical and hospital charges eligible for accelerated rewards?

 

[Venkatm]

I too would recommend SBI Cash back CC. With Annual Fees waiver on meeting the annual milestone of 2L transaction.

 

[SSV]

I got a call from branch where they're offering me a VISA CC basis my long-standing relationship with the bank. I'll be tempted to take one from SBI if it is LTF and unsecured as they're offering a VISA card which is missing from my current catalogue. Additionally, SBI has frequent discounts on Amazon and FK which is an additional motivation. Which card if offered LTF, should I take considering I already have the following cards -

Tata Neu Infinity (Rupay)
Regalia (MC World)
AMEX MRCC and Gold

My spends are mostly around rent, utility bills, dining, movies, online shopping and medical bills from offline stores. All suggestions are welcome. Thanks in advance.

Its an easy decision...
Apart from SBI CB card all other SBI cards are indifferent more or less with a very minute differences... You just a take a pick of any... if it is LTF, it will icing on cake..
There are some particular usage specific cards like , irctc, fuel etc.. , you can go for one of those if that suits you

SBI CB card is a must have as of now. as it is one of a kind..
all the best

 

[metal_heart]

If you have spends on fuel, you can pick SBI BPCL card. It has yearly fee has 500/- and can be waived off by spends of Rs 50,000 or more.
Regular usage will help getting converted to LTF. Is eligible on Amazon FK sales and other SBI specific discounts.

 

[R@ndomiz€r]

Its an easy decision...
Apart from SBI CB card all other SBI cards are indifferent more or less with a very minute differences... You just a take a pick of any... if it is LTF, it will icing on cake..
There are some particular usage specific cards like , irctc, fuel etc.. , you can go for one of those if that suits you

SBI CB card is a must have as of now. as it is one of a kind..
all the best

Thanks will check and ask for a LTF Cashback card.

 

[R@ndomiz€r]

If you have spends on fuel, you can pick SBI BPCL card. It has yearly fee has 500/- and can be waived off by spends of Rs 50,000 or more.
Regular usage will help getting converted to LTF. Is eligible on Amazon FK sales and other SBI specific discounts.

Unfortunately, I don't own a vehicle so fuel is not one of my regular spends

 

[palen]

Thanks will check and ask for a LTF Cashback card.

SBI don't usually issue LTF cards, yeah?

 

[R@ndomiz€r]

SBI don't usually issue LTF cards, yeah?

Maybe they don't but no harm in trying to get one. I mean there's barely any concern for me.

 

[Venkatm]

SBI don't usually issue LTF cards, yeah?

I searched and could not find any LTF. You have metro card ( Delhi, Bengaluru..) which is said to give 15% topup discount. Fine print missing.

 

[palen]

Based on what I've read online, SBI usually never provides any card as LTF.

 

[SSV]

Based on what I've read online, SBI usually never provides any card as LTF.

+1,
Usually is the keyword here

 

[palen]

+1,
Usually is the keyword here

Yeah, that's why I worded it that way 🤣

 

[AritraSaha]

I got a call from branch where they're offering me a VISA CC basis my long-standing relationship with the bank. I'll be tempted to take one from SBI if it is LTF and unsecured as they're offering a VISA card which is missing from my current catalogue. Additionally, SBI has frequent discounts on Amazon and FK which is an additional motivation. Which card if offered LTF, should I take considering I already have the following cards -

Tata Neu Infinity (Rupay)
Regalia (MC World)
AMEX MRCC and Gold

My spends are mostly around rent, utility bills, dining, movies, online shopping and medical bills from offline stores. All suggestions are welcome. Thanks in advance.

You can get the bpcl card , it's available in visa or rupay.. it's pretty easy to convert in into ltf.. works in discount...

Otherwise look into cashback/simplyclivc

 

[R@ndomiz€r]

They were offering Prime card but I took Simplyclick because didn't feel that Prime would give me any incremental benefit for the fee charged.

 

[SSV]

They were offering Prime card but I took Simplyclick because didn't feel that Prime would give me any incremental benefit for the fee charged.

Wise man

 

[SSV]

You can get the bpcl card , it's available in visa or rupay.. it's pretty easy to convert in into ltf.. works in discount...

Otherwise look into cashback/simplyclivc

+1, good advice