Best way to apply BOB Premier CC?

[Hrraj]

Last time jan 22 they rejected my premier application after home verification at that time i applied c2c basis at that time Moneyback card with 80k limit and 60% used, now my moneyback card limit around 1.4L and 40% used with 7 other cards...Right now i have 3 cibil enquiry in last 30days...Anyone know eligibility criteria, which card is best to apply for Bob
fewdays back i got idfc Millenia
pnb card in process
and IndusInd rejected my legend
How long should I wait before applying?

 

[hashiro7hashiro7 is verified member.]

Last time jan 22 they rejected my premier application after home verification at that time i applied c2c basis at that time Moneyback card with 80k limit and 60% used, now my moneyback card limit around 1.4L and 40% used with 7 other cards...Right now i have 3 cibil enquiry in last 30days...Anyone know eligibility criteria, which card is best to apply for Bob
fewdays back i got idfc Millenia
pnb card in process
and IndusInd rejected my legend
How long should I wait before applying?

3 months without enquiry on CIBIL helps a lot *personal experience*

 

[Kartik155555]

Last time jan 22 they rejected my premier application after home verification at that time i applied c2c basis at that time Moneyback card with 80k limit and 60% used, now my moneyback card limit around 1.4L and 40% used with 7 other cards...Right now i have 3 cibil enquiry in last 30days...Anyone know eligibility criteria, which card is best to apply for Bob
fewdays back i got idfc Millenia
pnb card in process
and IndusInd rejected my legend
How long should I wait before applying?

How you applied IndusInd? C2C or with income docs?

 

[Hrraj]

How you applied IndusInd? C2C or with income docs?

No, actually applied thru paisabazar

 

[tiny]

Last time jan 22 they rejected my premier application after home verification at that time i applied c2c basis at that time Moneyback card with 80k limit and 60% used, now my moneyback card limit around 1.4L and 40% used with 7 other cards...Right now i have 3 cibil enquiry in last 30days...Anyone know eligibility criteria, which card is best to apply for Bob
fewdays back i got idfc Millenia
pnb card in process
and IndusInd rejected my legend
How long should I wait before applying?

Application rejected after Hone verification..thats sad. I hope mine doesn't get rejected as my utilization was 50%

 

[Hrraj]

Application rejected after Hone verification..thats sad. I hope mine doesn't get rejected as my utilization was 50%

Limit and how old is your card?

 

[tiny]

Limit and how old is your card?

The limit is only 51k and the card is4 months old 🤦‍♂️

 

[Batmanbaba]

Some one getting rejected for a bob card is very rare.... People from defaulters to zero cibil.. And even with fd credit cards have got it

 

[Hrraj]

Some one getting rejected for a bob card is very rare.... People from defaulters to zero cibil.. And even with fd credit cards have got it

It means i m so unlucky...do you know eligibility criteria for premier?

 

[Batmanbaba]

It means i m so unlucky...do you know eligibility criteria for premier?

Dont go by eligibility... Only eligibilty that is being followed in bob is... For eterna... And then getting eterna ltf...

I would suggest to apply for easy credit card... It wont be rejected.... After getting the card... Email to conversions@bobfinancial.com to upgrade it to premier...


I did same... I applied for easy in march using my fd based one card... Got approved in april... And in june... I requested to upgrade in rupay premier.... I was upgraded just in single email....

I would suggest for rupay card.. To get rupay card specific offers and upcoming upi credit card feature.... Bob is one of 4 banks who will start it first from sept 2022....

 

[Hrraj]

Dont go by eligibility... Only eligibilty that is being followed in bob is... For eterna... And then getting eterna ltf...

I would suggest to apply for easy credit card... It wont be rejected.... After getting the card... Email to conversions@bobfinancial.com to upgrade it to premier...


I did same... I applied for easy in march using my fd based one card... Got approved in april... And in june... I requested to upgrade in rupay premier.... I was upgraded just in single email....

I would suggest for rupay card.. To get rupay card specific offers and upcoming upi credit card feature.... Bob is one of 4 banks who will start it first from sept 2022....

will apply next month.

 

[Dhruvit.SDhruvit.S is verified member.]

I had applied offline and my card was rejected due to the stupid bank agent. After wards (A month or so) I applied it online with all proper documents. My premier was accepted. If you have proper documents there shouldn't be any issue. I got a decent limit too.

As for your card choice.
The BOB Select was a good card with decent returns. However they de-evaluated the card. So I chose the most premium free card - premier. It's your personal preference