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Best way to fend off forced HDFC Home protection insurance

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HDFC sales are such cunning people. They tried to trick me into signing their HDFC Ergo property insurance document. Good that I caught it up in time.

Also, multiple calls and email where they have claimed taking insurance is a part of the home loan process and I must choose 1 plan and give them approval.
Conveniently; I want to add the same into my home loan and charge me EMI for 25 years.

Their very own website says property insurance doesn't cover Under-construction property, Mine is under-construction property.
I called the same sales person and passed a very strong feedback and also asked him about escalation matrix.

What's the next course of action for me? I am beyond frustrated looking at such awful practice. The ROI they are providing is also not something lucrative enough for me to let go of this thing.
 
Hdfc did same with car loan. Take policy that covers the loan if you pass away. Im like ... Doesn't the car insurance cover that? Yes if accident in car. What if otherwise? Im like ... Isnt term insurance for that? He's like... Yes .. but this is on top of that...

Car was for 25L on which I was taking 5L loan... I passed on their segment best interest rate as it was being wiped out by the premium of insurance policy.
 
Which exact insurance they are giving to you?
If it's beneficial, then you can think about keeping it.
HDFC Home Property Protection Plan

Product - Long Term Fire
Some coverage like Fire, Earthquake, lightening, explosion.

My flat isn't even built yet. So what will this cover right now ? The flat isn't even registered yet. Its a waste if I take it now.
I plan on taking insurance once the registration is complete.
 
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