Best way to maximize returns in 10L+ travel to Europe

[d428709]

Hello all,

I am a new member of this community however I have been following the threads on this community since a long time.

I have an upcoming trip to Europe with family which may cost 10L+. Can you suggest the best way to maximize rewards on these spends?

I have the following cards in my portfolio:

1. Regalia GOLD
2. Neu Infinity
3. ICICI Sapphiro
4. IDFC Wealth

All these cards have good limits - 8L+

I am also eyeing for upgrade to Infinia (upgrade the existing Regalia Gold as my Tafa Neu is LTF) or ICICI Emeralde Private Metal ( from Sapphiro, if they have spends criteria coz I don't meet their criteria of monthly salary).

I am also open to applying for new cards ( AMEX maybe since I don't have any AMEX in my portfolio).

Any and all suggestions are much appreciated!

Edit:
What will be the best card for direct 10L+ spends? (e.g directly booking a package for family on MMT or SOTC)
Looking answers for Rewards ratio, milestones, fees reversal etc.

 

[venuharry]

check axis atlas

 

[Aegon]

Hello all,

I am a new member of this community however I have been following the threads on this community since a long time.

I have an upcoming trip to Europe with family which may cost 10L+. Can you suggest the best way to maximize rewards on these spends?

I have the following cards in my portfolio:

1. Regalia GOLD
2. Neu Infinity
3. ICICI Sapphiro
4. IDFC Wealth

All these cards have good limits - 8L+

I am also eyeing for upgrade to Infinia (upgrade the existing Regalia Gold as my Tafa Neu is LTF) or ICICI Emeralde Private Metal ( from Sapphiro, if they have spends criteria coz I don't meet their criteria of monthly salary).

I am also open to applying for new cards ( AMEX maybe since I don't have any AMEX in my portfolio).

Any and all suggestions are much appreciated!

Get Axis Atlas for all your spending on flight/hotel bookings.
Get a zero forex card and you are good to go for the trip. (AU Ixigo, RBL World Safari, etc.)
Ask for Infinia through email, if it gets approved, you wouldn't even need the forex card.

Amex credit cards aren't lucrative for Forex spends.

 

[PaneerButterMasala]

What's your itinerary like?
I have lived in Europe for 6 months and can help you with some tips.

Happy to share more information via DM.

 

[creditcarduser]

I have similar requirement,

I plan to stay in Ludwigsburg, Germany, and explore various places over 80 days with my kids. Could you suggest an itinerary?

 

[PaneerButterMasala]

I have similar requirement,

I plan to stay in Ludwigsburg, Germany, and explore various places over 80 days with my kids. Could you suggest an itinerary?

Sure. Happy to guide.

 

[mynameis]

Try getting axis magnus or magnus burgundy.
Book flight tickets using axis grabdeals you will get 5x reward points. 12*5 = 60 edge rewards every 200rs spent ,
for example.. if you book flight for 1.5L using grabdeals you will get 45000 edge rewards points.
You can move these reward points to accor points in 5:2 i.e 18k accor points value by 1.8rs per point it is Rs 32400
You can use accor points for your hotel Bookings in europe.

So you got Rs 32400 value from spending 1.5L on flights i.e 21.6% return

No other card will give you that ..

As you will be spending 10Lakhs in your trip Try to maximize your spends .. who knows.. it might fund your next trip for totally free
DM me if you need more details