Best way to purchase Samsung S24 ultra using credit & debit card reward points?

[kved47]

I am looking to utilize 32k reward points from my credit card and 52k reward points from my debit card (Rs 0.25 per RP, so about Rs20,000 to be utilized from reward points)

Usually S24 ultra goes for 1.2L but using their corporate employee program, i'm getting the device for 96k.

However my RP redemption page does not have option to purchase samsung coupon / redeem RPs on samsung website.

Any recommendations on how do I approach this will be helpful.

Thanks!

 

[kuchbhi]

I am looking to utilize 32k reward points from my credit card and 52k reward points from my debit card (Rs 0.25 per RP, so about Rs20,000 to be utilized from reward points)

Usually S24 ultra goes for 1.2L but using their corporate employee program, i'm getting the device for 96k.

However my RP redemption page does not have option to purchase samsung coupon / redeem RPs on samsung website.

Any recommendations on how do I approach this will be helpful.

Thanks!

Which Credit and debit card?

and is card giving less value in cash?

 

[kved47]

Which Credit and debit card?

and is card giving less value in cash?

IDFC select CC & DC. No option to convert in cash. I had initailly thought of converting the RPs in amazon vouchers and then purchasing it from amazon. But Samsung corporate scheme is a good deal. Is there any way I can convert IDFC CC & DC RPs to samsung vouchers?

 

[sourpai]

IDFC select CC & DC. No option to convert in cash. I had initailly thought of converting the RPs in amazon vouchers and then purchasing it from amazon. But Samsung corporate scheme is a good deal. Is there any way I can convert IDFC CC & DC RPs to samsung vouchers?

On your corporate program website, pay using IDFC credit card and on OTP page click in box that says redeem reward points. You can do this for only CC and use 32k points.

Combining points for both cards in one purchase is not possible

 

[dexter_greycells]

Samsung Corporate gives the best exchange bonuses. I have traded in 3 phones (Note8, S9, S20) with washed out displays (greenish yellow tints) for anywhere between Rs 6000-11000 in return. The phone's value itself might be the bare minimum - Rs 500 or 1000 but Cashify will include a Samsung Exchange bonus by default. If you have an old phone lying around add that for exchange. At worse Cashify will reject it. Nothing for you to lose.
Note - Samsung outsources the exchange to Cashify.

 

[kved47]

yes was planning on do that. However I have 50k more points in my DC. In addition to what you said, is there any way to purchase samsung vouchers using my DC reward points?

On your corporate program website, pay using IDFC credit card and on OTP page click in box that says redeem reward points. You can do this for only CC and use 32k points.

Combining points for both cards in one purchase is not possible

 

[kved47]

Samsung Corporate gives the best exchange bonuses. I have traded in 3 phones (Note8, S9, S20) with washed out displays (greenish yellow tints) for anywhere between Rs 6000-11000 in return. The phone's value itself might be the bare minimum - Rs 500 or 1000 but Cashify will include a Samsung Exchange bonus by default. If you have an old phone lying around add that for exchange. At worse Cashify will reject it. Nothing for you to lose.
Note - Samsung outsources the exchange to Cashify.

I using a OP6T but the screen is cracked. Its working properly (minus the cracked screen). How much do you think will I get in the exchange?

 

[dexter_greycells]

I using a OP6T but the screen is cracked. Its working properly (minus the cracked screen). How much do you think will I get in the exchange?

I think cracked screens will be ineligible. No one is going to pay you more than a few hundreds for that phone. My advice is to put it up for exchange. When the Cashify guy calls tell him upfront that it is an OP6T with a cracked screen. If that's acceptable to him then he'll schedule a visit. If not, he'll simply mark the exchange as failed citing the phone's condition. For exchanges, it is best to go in assuming scrap value for you old phone and always ignore the value shown by the exchange program.

All my 3 exchanges over the last 4 years were all physically intact phones but the displays were washed out. They were also all Galaxy S's being upgraded to Galaxy S's which may have bumped up the exchange bonuses.

 

[kved47]

Update @14th dec -

I purchased s24 ultra from croma store. I got a price of 1.02L (i know it's more than 96.7k quoted on Samsung corporate employee scheme). Benefits -

1. I could use my cc and dc RPs worth 23k in croma, couldn't use it on Samsung website/store
2. Store PPL couldn't help me with corporate scheme/additional discount
3. Delivery date from samsung corporate scheme was 7+ days where I could simply go and pick the device from croma store in 15-20 mins
4. Got some friendly advice from the store staff there about accessories and timings to purchase them

Quick calculation fyr in case anyone is planning to buy one -
Amt quoted 102,680
Minus 1,500 for old device
Minus 23,000 worth of reward points
Minus 3,000 of credit card emi scheme (low cost)

Effective price 75,180 (paid using credit card emi - 3 months option)


Thanks all for helping in this thread.
Edit, changed the amt from 1.2 (mistakenly typed it) to 1.02L

 

[rounakbhowmik]

Update @14th dec -

I purchased s24 ultra from croma store. I got a price of 1.2L (i know it's more than 96.7k quoted on Samsung corporate employee scheme). Benefits -

1. I could use my cc and dc RPs worth 23k in croma, couldn't use it on Samsung website/store
2. Store PPL couldn't help me with corporate scheme/additional discount
3. Delivery date from samsung corporate scheme was 7+ days where I could simply go and pick the device from croma store in 15-20 mins
4. Got some friendly advice from the store staff there about accessories and timings to purchase them

Quick calculation fyr in case anyone is planning to buy one -
Amt quoted 102,680
Minus 1,500 for old device
Minus 23,000 worth of reward points
Minus 3,000 of credit card emi scheme (low cost)

Effective price 75,180 (paid using credit card emi - 3 months option)


Thanks all for helping in this thread.

23k..this is not reward buddy. This one you earned in other transaction. Its a bad deal.

 

[kved47]

23k..this is not reward buddy. This one you earned in other transaction. Its a bad deal.

I did not say it was reward. I said it was 23k worth of RPs that I had accumulated in my CC and DC. Purpose of me accumulating RPs was to utilize it in purchasing a mobile phone

 

[tushu5121]

I am looking to utilize 32k reward points from my credit card and 52k reward points from my debit card (Rs 0.25 per RP, so about Rs20,000 to be utilized from reward points)

Usually S24 ultra goes for 1.2L but using their corporate employee program, i'm getting the device for 96k.

However my RP redemption page does not have option to purchase samsung coupon / redeem RPs on samsung website.

Any recommendations on how do I approach this will be helpful.

Thanks!

DOn't buy S24 ultra. if you want a camera..

IF you don't care that much still
Wait for least 2 months let s25 series launch next month s24 series prices will slashed so get better deal..

This feedback is from s24 ultra Device itself

 

[_ayush]

Update @14th dec -

I purchased s24 ultra from croma store. I got a price of 1.2L (i know it's more than 96.7k quoted on Samsung corporate employee scheme). Benefits -

1. I could use my cc and dc RPs worth 23k in croma, couldn't use it on Samsung website/store
2. Store PPL couldn't help me with corporate scheme/additional discount
3. Delivery date from samsung corporate scheme was 7+ days where I could simply go and pick the device from croma store in 15-20 mins
4. Got some friendly advice from the store staff there about accessories and timings to purchase them

Quick calculation fyr in case anyone is planning to buy one -
Amt quoted 102,680
Minus 1,500 for old device
Minus 23,000 worth of reward points
Minus 3,000 of credit card emi scheme (low cost)

Effective price 75,180 (paid using credit card emi - 3 months option)


Thanks all for helping in this thread.

I think you need to edit it to 1.02L

 

[rounakbhowmik]

I did not say it was reward. I said it was 23k worth of RPs that I had accumulated in my CC and DC. Purpose of me accumulating RPs was to utilize it in purchasing a mobile phone

If you use the emi cancel trick effectively it would come 80-85k approx. It was a bad deal

 

[Chitra007]

Currently S24 Ultra 12+256 GB is selling at Flipkart under 95k with credit card offers, give another 2 months of time and this phone will be selling at 90k.

 

[kved47]

DOn't buy S24 ultra. if you want a camera..

IF you don't care that much still
Wait for least 2 months let s25 series launch next month s24 series prices will slashed so get better deal..

This feedback is from s24 ultra Device itself

already purchased it, been using it since saturday. any specific issues you're facing that I'll also potentially encounter?

 

[kved47]

If you use the emi cancel trick effectively it would come 80-85k approx. It was a bad deal

not sure what's the emi cancel trick , pls explain na

 

[kved47]

Currently S24 Ultra 12+256 GB is selling at Flipkart under 95k with credit card offers, give another 2 months of time and this phone will be selling at 90k.

i guess the variant that you saw was a global open box unit. Same is available on amazon at 98k or so. I checked both amazon & flipkart but after doing through research, i found out that they were not sealed indian units. Rather, they were global - open box units, so I decided to opt out

 

[nemesis23]

Update @14th dec -

I purchased s24 ultra from croma store. I got a price of 1.02L (i know it's more than 96.7k quoted on Samsung corporate employee scheme). Benefits -

1. I could use my cc and dc RPs worth 23k in croma, couldn't use it on Samsung website/store
2. Store PPL couldn't help me with corporate scheme/additional discount
3. Delivery date from samsung corporate scheme was 7+ days where I could simply go and pick the device from croma store in 15-20 mins
4. Got some friendly advice from the store staff there about accessories and timings to purchase them

Quick calculation fyr in case anyone is planning to buy one -
Amt quoted 102,680
Minus 1,500 for old device
Minus 23,000 worth of reward points
Minus 3,000 of credit card emi scheme (low cost)

Effective price 75,180 (paid using credit card emi - 3 months option)


Thanks all for helping in this thread.
Edit, changed the amt from 1.2 (mistakenly typed it) to 1.02L

Sometimes I don't get people. May be I am dumb, but this is worse then simply usuing your samsung corporate offer and buying it simple with any credit card.

 

[tushu5121]

already purchased it, been using it since saturday. any specific issues you're facing that I'll also potentially encounter?

THe main issue i faced whole year was camera.
And Service of Samsung nowdays.
They just refuse to address my issue.
When i am facing thwse issues.

They simply Said by looking my cloths.

"You bought a device which is out of your Capicity so you are Overhyping the issue."

I raised multiple complaints but nothing happened.
Now after nov. Update camera got slightly better but Still not Upto the mark.
Simply camera performence not justifies the price.

Otherwise No issue in the Phone
Thats reason i said if you want to buy it for camera simply just don't buy.

I personally happy with overall performence of S24 ultra.
But not with camera and Service ifaced by Samsung.