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Best way to recharge mobile annual plan- 2999

Dear all,
I would like to recharge annual pack of Jio and airtel ( for my mom and me) costing 2999 each. Which is the best way of recharge inorder to gain maximum reward rate?
Thanks
 
Hdfc millennia cc through amazon - 5%
cashback for reaching 1L spend/quarter - 1% (assume this count towards your quarterly spend)
cashback for cc bill payment via hdfc millennia dc - 1%
 
Hdfc millennia cc through amazon - 5%
cashback for reaching 1L spend/quarter - 1% (assume this count towards your quarterly spend)
cashback for cc bill payment via hdfc millennia dc - 1%
dosent hdfc millennia dc gives 2.5% upto 400rs?
 
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