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RuPay Credit Card on UPI offer: Flat 10% cashback upto Rs 3000 on minimum spends of Rs 7500

10-cashback-desk1.jpg

Offer:​

  • Flat 10% Cashback on minimum purchase of ₹7,500 with maximum cashback of ₹3,000 once per card; applicable on all UPI applications.
  • Campaign will be for 3 days i.e., 30th Dec’23 to 1st Jan’24.

Eligibility:​

  • Customer should have RuPay Credit Card linked on UPI.
  • For BHIM and all other UPI applications - existing and new users.
  • All successful transactions done through RuPay Credit Card on UPI on specified MCCs*. No promo code required.
  • Minimum amount should be ₹7,500 applicable on specific MCCs* i.e., Apparels, Electronics, Travel, Jewellery, Airlines, Hotels and Dining.
  • Customer can avail 10% cashback with maximum of ₹3,000 once per card. However, the transaction must meet the respective minimum value to get 10% cashback.
  • The cash back campaign is valid only from 30th Dec’23 to 1st Jan’24.

Other Terms:​

  • The cashback for the campaign will be from 30th Dec’23 to 1st Jan’24 only. The transactions meeting the criteria and done on MCCs which are not included in the campaign during the offer period will not become eligible for the cash back.
  • Cashback to be calculated on all RuPay Credit Card on UPI transactions, without accounting for any cancellation or reversals.
  • Once the maximum cashback amount of ₹3,000 per card is exhausted, customer shall not be eligible for further cashbacks during the campaign.
  • Cashback will be credited to the eligible customer by the Issuing Bank within 30 working days of transaction.
  • *MCCs included for the campaign are as below:

    Sr No.
    CategoryMCC - Description

    1
    Apparel5651 - Family Clothing Stores
    5699 - Miscellaneous Apparel and Accessory Stores
    5661 - Shoe Stores
    8043 - Opticians
    5621 - Women's Ready to Wear Stores
    5655 - Sports Apparel, Riding Apparel Stores
    5641 - Children's and Infant's Wear Stores

    2
    Electronics5732 - Radio, Television and Stereo Stores
    4812 - Telecomm Equipment including Telephone Sales
    5818 - Digital Goods - Large Digital Goods Merchant
    5722 - Household Appliance Stores
    7372 - Computer and Data Processing Services
    5331 - Variety Stores

    3
    Travel4722 - Travel Agencies
    4131 - Bus Lines
    3368 - Holiday Rent-A-Car
    3364 - Agency Rent-A-Car
    4112 - Passenger Railways

    4
    Jewellery5944 - Jewellery, Watches, Clocks and Silverware Stores

    5
    Hotels3644 - Hotels and Motels, Econolodges
    7011 - Lodging - Hotels, Motels, Resorts
    3659 - Taj Hotels International
    3583 - Radisson BLU
    3520 - Meridien Hotels
    3750 - Crowne Plaza Hotels
    3509 - Marriott
    3530 - Renaissance Hotels
    3742 - Club Med
    3524 - Welcome Group Hotel
    3587 - Doral Hotels
    3642 - Novotel Hotels
    3513 - WestIn
    3829 - CountryInn
    3716 - Carlton Hotels
    3542 - Royal Hotel
    3782 - Rosen Hotel and resort
    3697 - Fairfield Hotels
    3523 - Peninsula Hotel
    3739 - Woodside Hotels And Resorts
    3743 - Biltmore Hotel And Suites
    3670 - Arcade Hotels
    3566 - Garden Place Hotel
    3745 - ST Regis Hotel
    3602 - Hudson Hotel
    3715 - Fairfield Inn
    3702 - Registry Hotels
    3565 - Relax Inns
    3685 - Budgetel Inns
    3636 - Sarova Hotels
    3579 - Hotel Mercure
    3518 - Sol Hotels
    3783 - Town And Country Resort and Convention Center
    3534 - Southern Pacific Hotel
    3552 - Coast Hotel
    3674 - Rantasipi Hotels
    3784 - First Hospitality Hotels
    3633 - Rank Hotels
    3512 - Intercontinental Hotels
    3638 - Hotels and Motels, Howard Johnson
    3733 - Boca Raton Resort
    3504 - Hilton
    3521 - Royal Lahaina Resorts
    3717 - City Lodge Hotel
    3637 - Ramada
    3663 - Hotels and Motels, Hoteles El Presidente

    6
    Airlines3026 - Emirates Airlines
    3006 - Airlines, Japan Air Lines (JAL)
    3001 - American Airlines
    3038 - Airlines, Kuwait Airways
    3020 - Airlines, Air India (AIR-INDI)
    3193 - Indian Airlines (INDIAN A)
    3099 - Airlines, Cathay Pacific

    7
    Dining5812 - Eating Places and Restaurants
    5813 - Drinking Places (Alcoholic Bev) - Bars, Taverns
    5441 - Candy, Nut, Confectionery Stores
    5462 - Bakeries
    5814 - Fast Food Restaurants
    5921 - Package Stores, Beer, Wine, Liquor
 
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Based on this text, can somebody comment if it has to be a single transaction or we can avail it multiple times upto 3k cashback?
 
If only the offer was on dining out too as I am doing that today and it's those kind of restaurant bills that are usually inflated 😁
 
View attachment 38561

Flat 10% cashback on minimum of INR 7500 with maximum cashback of INR 3000 per card. Campaign period 25th Dec 2023 - 25th Jan 2024. MCC Categories Applicable: Apparels, Departmental Stores, Electronics, Travel, Online Marketplace, Jewelry.
I too got this notification. But no such banner in BHIM app, no T&Cs, no documentation on where the cashback will be credited. 🤐
 
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