sanjaynandi
TF Select
I checked flight CCU to BKK. see below.
checked in cleartrip. Now, if you have any CC with cashback like SBI etc. u get cashback here.
checked same flight in HDFC smartbuy to use Regalia reward points. see below.
they have higher ticket price. + 99 + gst redemption fee.
there is convienence fee of 1399 which is totally extra becz we are buying from smartbuy.
both done incognito mode. you can try and see if difference is there.
so, in my opinion, hdfc bank is giving extra reward point but their final price is higher.
so, its an illusion of saving money.
checked in cleartrip. Now, if you have any CC with cashback like SBI etc. u get cashback here.

checked same flight in HDFC smartbuy to use Regalia reward points. see below.

they have higher ticket price. + 99 + gst redemption fee.
there is convienence fee of 1399 which is totally extra becz we are buying from smartbuy.
both done incognito mode. you can try and see if difference is there.
so, in my opinion, hdfc bank is giving extra reward point but their final price is higher.
so, its an illusion of saving money.