Bill payment options - HDFC

[TFNinja3K]

Hello TF Community,

I have an existing cc bill of 1.75L in HDFC , and paid 16K using HDFC millennia debit card through sbi unipay for 2.5% cashback of max 400. Now I'm still left with huge bill , wanted to know if there are any other options for cashback. I have an option to upgrade to HDFC platinum debit card, but not sure if its worth compared to millenia. Any other suggestions are welcome.

Cheers,

 

[Centurion_wala]

Use SBI dc to get 0.25% cashback (if you have one) and mention other DCs that you have so that we could help.

 

[tharun]

Hello TF Community,

I have an existing cc bill of 1.75L in HDFC , and paid 16K using HDFC millennia debit card through sbi unipay for 2.5% cashback of max 400. Now I'm still left with huge bill , wanted to know if there are any other options for cashback. I have an option to upgrade to HDFC platinum debit card, but not sure if its worth compared to millenia. Any other suggestions are welcome.

Cheers,

Pay another 16k next month if your bill is due next month
If you have RBL card/idfc card /sbi cards pay with them
For further information refer to this thread

Thread 'Best Debit Card For Credit Card Bill Payment 2024'

May 3, 2024

In the world of personal finance, many people are always looking for ways to manage their money better and get the most out of their spending. One popular strategy that's gaining traction is using debit cards to pay off credit card bills. This allows you to earn cashback on expenses that wouldn't normally earn rewards. In this article, we'll explore this concept and look at some of the best debit card options for paying off credit card bills.

Understanding the Strategy​

Typically, credit card bills are paid using money from a bank account, either automatically or by manual transfer...

• TechnoFino
• bill credit card bill payment debit card
• Replies: 1,645
• Forum: Debit Card

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[TFNinja3K]

Use SBI dc to get 0.25% cashback (if you have one) and mention other DCs that you have so that we could help.

Thank you, Does the SBI DC gives cashback or rewards? And what is the capping. I have ICICI, and FI & Niyo debit cards.

 

[TFNinja3K]

Pay another 16k next month if your bill is due next month
If you have RBL card/idfc card /sbi cards pay with them
For further information refer to this thread

Thread 'Best Debit Card For Credit Card Bill Payment 2024'

May 3, 2024

In the world of personal finance, many people are always looking for ways to manage their money better and get the most out of their spending. One popular strategy that's gaining traction is using debit cards to pay off credit card bills. This allows you to earn cashback on expenses that wouldn't normally earn rewards. In this article, we'll explore this concept and look at some of the best debit card options for paying off credit card bills.

Understanding the Strategy​

Typically, credit card bills are paid using money from a bank account, either automatically or by manual transfer...

• TechnoFino
• bill credit card bill payment debit card
• Replies: 1,645
• Forum: Debit Card

• 
• 
• 

Thank you, I will plan for 16K in September. How about JioFinance app? Any cashback or Millenia cashback is capped at 400 irrespective of other sites.

 

[tharun]

Thank you, I will plan for 16K in September. How about JioFinance app? Any cashback or Millenia cashback is capped at 400 irrespective of other sites.

Yes only a max of 400 can be received in any month

 

[Centurion_wala]

Thank you, Does the SBI DC gives cashback or rewards? And what is the capping. I have ICICI, and FI & Niyo debit cards.

It gives RPs and per transaction limit-1L whereas monthly transaction limit-10L