BizBlack vs BizPower

[sonuyos]

I am about to do FD in HDFC and they offering me BizPower LTF & BizBlack on charge basis.

Now my main use will be paying off Insurance at LIC and all and a bit of tax payment. And Also a lot of Google Ads payment.

Which one should I opt for?

Is there any stark diff between BizPower & BizBlack apart from the 1point per 150rs?

1 plus point of Power is the 5x on Google Ads and I spend about 90k on Google Ads and its gonna rise. i,e. about 11lk - 12lk a yr

I am not interested in the Taj Voucher or Club Marriott membership or even the lounge access as I have Magnuss Burgundy LTF & Reserve that am gonna renew.

Apart from that is there any plus point on opting the black card? I am kind of reluntant as not many places Diiners is accepted, like Google Ads.

Currently I am using Vistara IDFC for Google Ads for free flights & Platinum Travel Amex for LIC.

BTW I have no idea about how smartbuy works, so if anyone can shed light there with bizpower.

 

[bhavik886151]

I am about to do FD in HDFC and they offering me BizPower LTF & BizBlack on charge basis.

Now my main use will be paying off Insurance at LIC and all and a bit of tax payment. And Also a lot of Google Ads payment.

Which one should I opt for?

Is there any stark diff between BizPower & BizBlack apart from the 1point per 150rs?

1 plus point of Power is the 5x on Google Ads and I spend about 90k on Google Ads and its gonna rise. i,e. about 11lk - 12lk a yr

I am not interested in the Taj Voucher or Club Marriott membership or even the lounge access as I have Magnuss Burgundy LTF & Reserve that am gonna renew.

Apart from that is there any plus point on opting the black card? I am kind of reluntant as not many places Diiners is accepted, like Google Ads.

Currently I am using Vistara IDFC for Google Ads for free flights & Platinum Travel Amex for LIC.

How much FD they ask for ?

 

[sonuyos]

How much FD they ask for ?

6lk.

But i also have ITR of 11-12lk, so I think I can get BizPower without even the FD.

 

[bhavik886151]

6lk.

But i also have ITR of 11-12lk, so I think I can get BizPower without even the FD.

more then 12 lakh ITR is must for Bizpower even 11.9 will not acceptable

 

[dolphinmark]

Do check card acceptability as DCB is not accepted on a lot of platforms like Paypal, youtube, ebay, cloudflare etc.

 

[bhavik886151]

Do check card acceptability as DCB is not accepted on a lot of platforms like Paypal, youtube, ebay, cloudflare etc.

Bizpower issued to me is Visa card

 

[sonuyos]

more then 12 lakh ITR is must for Bizpower even 11.9 will not acceptable

Lets see, they also saying that i can submit bank statement.

Do check card acceptability as DCB is not accepted on a lot of platforms like Paypal, youtube, ebay, cloudflare etc.

Thhats my main concern that I am posting here, if there is no diff between power & black except 1p per 150rs then I will go with power.

Bizpower issued to me is Visa card

Thats what I am hoping.

 

[varun037]

bizpower is offering maximum value of 50p per point vs bizblack Re1 per point. so effectively reward points will be 2 per 150 vs 5 per 150.

 

[pradeepG]

bro bizpower offers 5x reward points for spend on google ads. you shouldnt rhink twice if biz black va biz power is your concern.

 

[moneyMaker]

I am new to business cards, are these 2 good for starters?

 

[bhavik886151]

I am new to business cards, are these 2 good for starters?

yes if you are eligible they are one of the best business credit card available now

 

[varun037]

diners is not accepted on google ads so on bizblack you can not earn reward points, only option for you is to apply bizpower for rewards as you spends is mainly google ads.

 

[Vinodmb]

hi,
Anybody who got BizPower credit card, please reply. I need how much RP you got for business spends is it reflected in first billing cycle or next months billing cycle?

 

[pslashb]

@sonuyos did you end up getting Bizpower?