bob card applied through c2c method

[danish]

hi i applied bob credit card on wednesday 26th of february today physical home and office verification was done . my question is after how many days we get final decision after physical verification . i applied bob easy card through c2c method . i used sbi card statement limit 1.50 L , and its 4months old . and what is the chance of approval

 

[althafvly]

Physical verification was done in both home and office address. So there is no reason to have vkyc again. 🙂

If you didn't have a savings account, VKYC is a must. That's what I meant. Physical verification depends on your profile and bank policy.

 

[_deb_]

If you didn't have a savings account, VKYC is a must. That's what I meant. Physical verification depends on your profile and bank policy.

That could be. Thanks for the info.

 

[Pho3nix]

Was that approved?

 

[Anindya98]

hi i applied bob credit card on wednesday 26th of february today physical home and office verification was done . my question is after how many days we get final decision after physical verification . i applied bob easy card through c2c method . i used sbi card statement limit 1.50 L , and its 4months old . and what is the chance of approval

I have shared my journey, hope it helps. According to BOB CC agents, a minimum 1 year old card is required for C2C. They might ask you for income proof even after verification.

Thread 'BOB Credit Card Approval: My Card-to-Card Application Journey!'

Jan 30, 2025

I wanted to share my recent experience of applying for a BOB Credit Card using the card-to-card method. Here's how it went:

I called the credit card representative at my BOB Home branch and inquired about applying for a BOB credit card through the C2C method without requiring physical verification.
C2C Criteria: Minimum 1-year-old CC with 1L limit. I used my ICICI Apay Card with 4.2L which is 1 yr 10 months old.
Application Timeline: Application Date (10/01/2025) -> Document Required (13/01/2025) & I uploaded the doc same day -> Got...

• Anindya98
• approval bank of baroda bob bob card bob credit card bob eterna bob premier credit card credit card 2025 ltf credit card
• Replies: 190
• Forum: BOB Cards

• 
• 
• 

 

[danish]

I have shared my journey, hope it helps. According to BOB CC agents, a minimum 1 year old card is required for C2C. They might ask you for income proof even after verification.

Thread 'BOB Credit Card Approval: My Card-to-Card Application Journey!'

Jan 30, 2025

I wanted to share my recent experience of applying for a BOB Credit Card using the card-to-card method. Here's how it went:

I called the credit card representative at my BOB Home branch and inquired about applying for a BOB credit card through the C2C method without requiring physical verification.
C2C Criteria: Minimum 1-year-old CC with 1L limit. I used my ICICI Apay Card with 4.2L which is 1 yr 10 months old.
Application Timeline: Application Date (10/01/2025) -> Document Required (13/01/2025) & I uploaded the doc same day -> Got...

• Anindya98
• approval bank of baroda bob bob card bob credit card bob eterna bob premier credit card credit card 2025 ltf credit card
• Replies: 190
• Forum: BOB Cards

• 
• 
• 

my card got rejected because my credit card statement was not 1 year old , i also mailed them again with other income doc to reconsider my application but they said reapply after 6 months . if my credit statement was not according to their policy then why they did physical verification .

 

[LVJ]

my card got rejected because my credit card statement was not 1 year old , i also mailed them again with other income doc to reconsider my application but they said reapply after 6 months . if my credit statement was not according to their policy then why they did physical verification .

Ignore and move on. I have seen even worse and generic reasons, even after physical verification.

 

[Anindya98]

my card got rejected because my credit card statement was not 1 year old , i also mailed them again with other income doc to reconsider my application but they said reapply after 6 months . if my credit statement was not according to their policy then why they did physical verification .

Move on, I don't think this is the only reason.

 

[danish]

Move on, I don't think this is the only reason.

i emailed bob card escalation team and asked the reason for decline they said declined due to Card Against Card (CAC) policy norms not met.

 

[Anindya98]

i emailed bob card escalation team and asked the reason for decline they said declined due to Card Against Card (CAC) policy norms not met.

This is one of the main reasons.

 

[Pho3nix]

my card got rejected because my credit card statement was not 1 year old

They don't require 1 year old statement. Your credit card's credit history, which is less than a year old, might be the cause.

 

[Pho3nix]

i emailed bob card escalation team and asked the reason for decline they said declined due to Card Against Card (CAC) policy norms not met.

CAC policy norms not met? Then what's that bl*w job a.hole agent doing while submitting your application? That scumb@g is responsible if norms weren't met.