Bob card not letting you spend entire limit?

[kochiro]

I got select card with 30k limit, its not letting me spend remaining 8k limit and shows limit is exhausted. Is this the case for you?

 

[Digvijay]

I got select card with 30k limit, its not letting me spend remaining 8k limit and shows limit is exhausted. Is this the case for you?

Not limit exhaust but maybe the limit usage for different transactions. There are certain limits on types of daily transactions like e-commerce, POS. You can check these and confirm.

 

[kochiro]

Not limit exhaust but maybe the limit usage for different transactions. There are certain limits on types of daily transactions like e-commerce, POS. You can check these and confirm.

Used it for e commerce only.

 

[Digvijay]

Used it for e commerce only.

Yes, BoB have restrictions on daily based transactions. If the transaction limit exceeds, then can not use the card.

 

[Batmanbaba]

They have restrictions on my card too... I cant use any amount more than my credit limit... Even after repayment before bill generation

 

[kochiro]

I think this has to do with addon cards

 

[AJ331]

I have BOB premier credit card and I was not able to buy an amazon voucher from paytm 2 days back using UPI through credit card payment
It said I have exceeded the limit for daily transaction amount or the number of transactions per day
The same day I had done only 2 transactions worth a total of less than 2200 Rs.

Any idea what may be going wrong here?

 

[srikant]

I think BoB's "current usage" isn't tracking the UPI usage correctly like it tracks other transactions. If you spend 20K online and 5K over UPI, the "outstanding" shows in some places as 20K and in others as 25K.

 

[srikant]

I think this has to do with addon cards

Question answered?