BOB CC on C2C

[Parveshgarg]

Hey If I want to apply BOB premier on C2C basis which CC should I use for this :-

1. SBI Unnati CC: 85K Limit 4 Yr old, hardly used in last 3 month
2. HDFC Millennia: 75K Limit 8 Months old, Monthly usage 40-50K in last 3 month

Please guide!

 

[anish1516]

Are you getting C2C option? GO for the card with higher limit. I recently got BOB Premier LTF but I dont remember them asking for any other card details.

 

[Akshay9512]

Are you getting C2C option? GO for the card with higher limit. I recently got BOB Premier LTF but I dont remember them asking for any other card details.

How did you get LTF?

 

[anish1516]

How did you get LTF?

I just applied and got the offer saying it's LTF! Wish it was Eterna! 😛

 

[Akshay9512]

I just applied and got the offer saying it's LTF! Wish it was Eterna! 😛

i JUST APPLIED Premier.

Eterna it did not show me lifetime free.

 

[anish1516]

i JUST APPLIED Premier.

Eterna it did not show me lifetime free.

Premier was LTF right?

 

[Batmanbaba]

Premier was LTF right?

Till 30th sept offer was going for premier, easy and select variant.... Dnt know if they have extended the offer or not

 

[SunnyM]

Till 30th sept offer was going for premier, easy and select variant.... Dnt know if they have extended the offer or not

They have extended the offer.

 

[SunnyM]

Premier was LTF right?

Yes

 

[meenuagarwal640]

you can apply Bob card normally approval getting simple if you have good cibil

 

[Pravnz]

Any hard inquiries on Cibil if we apply for this card?

 

[SunnyM]

Any hard inquiries on Cibil if we apply for this card?

Yes

 

[Pravnz]

Recently got SBI cashback card which resulted in a hard enquiry, one more hit (if I apply for this card) will effect my credit score?? should i wait for a month and then apply?

 

[Batmanbaba]

Recently got SBI cashback card which resulted in a hard enquiry, one more hit (if I apply for this card) will effect my credit score?? should i wait for a month and then apply?

Sbi credit card cibil hit dont affect ur score much.. I have 10 enquiry for sbi... Tilll date only 3 points difference was made.... In all 10 enquiries

 

[Slayer]

Recently got SBI cashback card which resulted in a hard enquiry, one more hit (if I apply for this card) will effect my credit score?? should i wait for a month and then apply?

5 enquiries in the last month score moved up by 2

 

[ashwinkashwink is verified member.]

Till 30th sept offer was going for premier, easy and select variant.... Dnt know if they have extended the offer or not

Offer was extended upto 31/03/2023🥳

 

[Darthvader]

I am about to apply for Premier Card card however i have a question.
1) 1k Fees will it be generated in first month statement and i have to pay right ? Post spending 10k - 4th month 1k would be adjusted on the statement.

2) In order to make this card LTF, only 1 year i need to spend 1.2 Lacs and there after its LTF right ? For 2nd /3rd year No need to again meet the 1.2 Lakhs Spending criteria ?

 

[anish1516]

I am about to apply for Premier Card card however i have a question.
1) 1k Fees will it be generated in first month statement and i have to pay right ? Post spending 10k - 4th month 1k would be adjusted on the statement.

2) In order to make this card LTF, only 1 year i need to spend 1.2 Lacs and there after its LTF right ? For 2nd /3rd year No need to again meet the 1.2 Lakhs Spending criteria ?

I assume when they are saying that there is are no charges, then there's no question of reversal!

 

[Sevendar@01]

it is unconditional ltf , myself having premier

I am about to apply for Premier Card card however i have a question.
1) 1k Fees will it be generated in first month statement and i have to pay right ? Post spending 10k - 4th month 1k would be adjusted on the statement.

2) In order to make this card LTF, only 1 year i need to spend 1.2 Lacs and there after its LTF right ? For 2nd /3rd year No need to again meet the 1.2 Lakhs Spending criteria ?

 

[Darthvader]

I assume when they are saying that there is are no charges, then there's no question of reversal!

it is unconditional ltf , myself having premier

Thanks for answering, i will apply in Morning.