If you could, stay away from BOB cards cause they have the worst support system. When I applied for a BOB card I got two application IDs and one was approved another was rejected. When I try to contact them it was a disaster, no replies for mails and when I call the number given it just don't even connect to the IVR. I wrote a mail regarding this case to their grievance officer. I don't think they care about it. Yeah so be careful with this card. I just only use my card for movie ticket offers.