Bob Pre-approved LE

[CARDBITRAGE]

Hey everyone! I hold a bob credit card like some of you. I'm wondering if BoB provides any pre-approved credit limit increases. If yes, how do you check if you are eligible? And what's the process to increase your limit manually? I was told they don't do limit increases or card upgrades until one year of card usage is complete.

 

[Chimera-san]

Hey everyone! I hold a bob credit card like some of you. I'm wondering if BoB provides any pre-approved credit limit increases. If yes, how do you check if you are eligible? And what's the process to increase your limit manually? I was told they don't do limit increases or card upgrades until one year of card usage is complete.

Have been using BoB easy(LTF) and BoB Snapdeal credit card for a year now, it started with a small limit of 25k, it's still the same and haven't gotten any type of LE. I have other CCs where the limits were increase to 1L and 1.5L, etc. But not for BoB.

 

[pprakash11]

Hey everyone! I hold a bob credit card like some of you. I'm wondering if BoB provides any pre-approved credit limit increases. If yes, how do you check if you are eligible? And what's the process to increase your limit manually? I was told they don't do limit increases or card upgrades until one year of card usage is complete.

After completion of 1 year of your cc, mail LE request with 2 months salary slips+ 2 months bank statement in which salary is credited/ ITR
They will increase it to whatever limit they want 😂
My mom got 50k to 75k to 1L. (Over a period of 2 years)

Mention expected limit as well, but don't think they consider.

Also, if u have multiple bob cards like select/premeir/ easy + hpcl/snapdeal, for all limit will be increased once approved

 

[CARDBITRAGE]

The BoB team works in strange ways. I don't understand why one should have to wait one year for any kind of upgrade. They've given me their Easy credit card with one of the lowest limits. Honestly I am just holding this card for the rupay offers, but it's annoying that they've given such a low limit.